Two, five ways to deal with credit cards:

Select the bank to which your salary card belongs.

1. Most enterprises have close relations with one or several banks, and now most enterprises are paid by banks. If you are an employee of an enterprise, when you apply for a credit card, you will generally choose a bank that cooperates with your enterprise or pays wages, and there is a high probability that you will issue a credit card. To apply for such a credit card, the amount is usually high.

2. Meet the conditions of credit card priority. If your fixed assets, personal credit and bank deposits are high, it is very easy to apply for a credit card. The salesmen in charge of credit cards are eager to have customers like you, and they will even take the initiative to ask you out and handle the credit card for you in person. The most representative cards of this kind are platinum cards and rare black gold cards, and the amount is quite high.

3. College students quickly apply for credit cards.

Now many banks have launched credit card services for college students, such as young Card of China Merchants Bank and Peony Student Card of Industrial and Commercial Bank of China. In order to achieve business volume, salesmen sometimes go to universities to promote credit cards, seize these activities and opportunities of banks, and your credit cards will be processed soon.

4. Senior credit card holders recommend that if you have a friend who uses a credit card, his credit rating and the level of the card he holds are very high. Then, if he recommends you to apply for a credit card, the business staff will handle it for you immediately, and the success rate and speed of credit card issuance are very fast.

5. Choose a suitable third-party agency to handle the credit card.

Choosing a third-party agency to help you with your credit card is the most respected method at present. Choose official website authorized by the government, such as Xinjie Guarantee, and apply for card approval. It can be solved within 10 days, and the card can be approved within 1 day at the earliest. As long as you fill in the information online, the salesman will come to your door.