Generally two weeks.

Different banks have different payment limits for different types of cards. It is recommended that you contact the card-holding bank for consultation. Whether Ping An Bank's credit card can be used in excess is comprehensively assessed by our bank's system based on your current consumption situation.

During your transaction, our bank's system will monitor your consumption in real time. If it is judged that the limit is insufficient, it will be evaluated in advance and the limit will be increased based on the comprehensive score to avoid the embarrassment of not swiping your card. Additional handling fees will be incurred;

In order to avoid transaction failure, it is recommended that you pay attention to your available limit and make purchases within the available limit; you can log in to the Ping An Pocket Bank APP-Credit Card-My Limit Inquiry , please refer to the official website of Ping An Bank for the latest business changes.

If the limit is exceeded in a single day, you should be reminded that you cannot consume. You can continue to consume it the next day. The cash withdrawal limit of Ping An Bank is generally 50% of the customer's credit limit.

1) Domestic cash withdrawal: Within the cash withdrawal limit, each card can withdraw up to 10,000 yuan per transaction, and each card can withdraw up to 10,000 yuan per day;

2) Overseas cash withdrawal : Depends on the network used by the customer. Within the cash withdrawal limit, if you use the UnionPay network, each card can withdraw up to the equivalent of 10,000 yuan in local currency per transaction, and each card can withdraw up to the equivalent of 10,000 yuan in local currency per day; if you use Visa/master/JCB, etc. Through the foreign card organization channel, each card can withdraw up to the equivalent of 1,000 US dollars in local currency per day.

(UnionPay network and MasterCard network can be used to withdraw cash separately) (If you use non-UnionPay network to withdraw cash in non-U.S. currency, you will also be charged a foreign exchange fee of 1.5% of the cash withdrawal amount) Warm reminder: At present, our bank’s credit card cash withdrawals Fees and interest are charged.

The upper limit for monthly savings card consumption transfers has been set, and this will have to wait until next month. After the bank card limit is reached, the limit can be restored after midnight the next day.

Bank card limit refers to the bank’s maximum payment limit for a cardholder’s single transaction as well as the maximum daily and monthly spending limit. This approach was established by the bank out of consideration for the safety of user funds. If you need money urgently, you can use another bank card.

Frequently Asked Questions:

Do not put bank cards together with electrical appliances with strong magnetic fields such as mobile phones, TVs, stereos, microwave ovens, etc. It is best to put them far away, with multiple bank cards and passbooks. Don't put them together either.

1. When buying a wallet, there are usually a few small hard cards introducing the brand, so don’t throw them away! When placing cards, except that the cards cannot be in the same mezzanine, place a card like this on the side with the magnetic strip to act as a spacer.

2. ICBC has a special bank card holder, which works well. You can order several to use.

3. It is also good to use ID cards as intervals. (The second-generation ID card is a radio frequency card, not a magnetic card, so the ID card will not be "degaussed" with the bank card.)

Finally, please note that bank cards must not be placed directly in the same pocket as your mobile phone. , in which case it is very likely to be demagnetized quickly.

There are professional bank card anti-degaussing card holders, card holders (can hold more than ten or twenty cards), and anti-degaussing wallets, which are very convenient. The principle is the same as that of radiation protection. Similarly, second-generation ID cards have the function of reading information. The information on the ID card is likely to be stolen by criminals. Such anti-degaussing card holders, card holders, and wallets can also prevent the second-generation ID card information from being stolen. Read function.