1. Will the money from the bank card be automatically debited if the credit card is overdue?

1. Whether the money from the bank card will be automatically debited if the credit card is overdue depends on the situation:

(1) If the credit card or debit card is in the name of an individual, although it is in the same institution, it is still operated and managed independently by different departments. If the credit card is overdue for a long time, the bank will also deduct money from the cardholder's savings card in the bank;

(2) If it is the user's bank card from another bank, the money will not be automatically deducted from it. .

2. Legal basis: Article 671 of the "People's Republic of China and Civil Code"

The lender failed to provide the loan in accordance with the agreed date and amount, resulting in a If a person suffers a loss, the loss must be compensated.

If the borrower fails to collect the loan on the agreed date and amount, the borrower shall pay interest on the agreed date and amount.

Article 674

The borrower shall pay interest according to the agreed period. There is no agreement or the agreement is not clear about the period for payment of interest, and it cannot be determined according to the provisions of Article 510 of this Law. If the loan period is less than one year, it shall be paid when the loan is returned; if the loan period is more than one year, It shall be paid at the end of each year. If the remaining period is less than one year, it shall be paid when the loan is returned.

2. What are the consequences of overdue credit card repayment?

The consequences of overdue credit card repayment are as follows:

1. High penalty interest and liquidated damages;

2. Damaged credit;

3. Harassed and harassed by various means;

4. Serious circumstances may lead to imprisonment;

5. It affects other lives, becoming a laity, affecting consumption, travel, children's education, etc.