You can apply for credit bankruptcy, and then negotiate with them to repay the principal in installments. It is suggested to check the comprehensive credit score of big data in Qingquan first. The higher the score, the greater the probability that the loan will pass.

Description:

1. Credit bankruptcy is a legal means, which can help borrowers solve the dilemma of not being able to repay huge debts.

2. After applying for credit bankruptcy, the borrower's debt will be protected, and the repayment plan can be re-planned, and the repayment can be negotiated with the creditors in installments.

3. Green Dog Quick Check is a platform to provide personal credit score query service. By knowing your own credit status, borrowers can better evaluate the possibility of applying for a loan.

Summary:

Applying for credit bankruptcy and negotiating with creditors to repay the principal in installments is a way to solve the problem of credit card arrears. Before applying, knowing your own credit score can help borrowers better plan repayment plans and improve the probability of loan passing.

Extended information:

Credit bankruptcy refers to a legal means by which an individual or enterprise applies to the court for bankruptcy proceedings because it is unable to pay off its debts, so as to realize debt relief or restructuring. Credit bankruptcy can provide borrowers with economic breathing space and pay off their debts within a reasonable period of time. Applying for credit bankruptcy needs to meet certain conditions, and it should be operated according to relevant local laws.