The unpaid portion will still be charged interest at 0.05 per day.

According to inquiries from Minsheng Bank, we learned that the Minsheng Credit Card has a monthly interest of 10,000 yuan. On the repayment date, the cardholder only paid the minimum repayment amount, and the unpaid portion will still be charged interest at a daily rate of 0.05. The cardholder has not even paid the minimum repayment amount. The fee for withdrawing cash by credit card is an interest of 0.05% on the day of the handling fee, a late payment fee of 5% for the unpaid portion of the minimum repayment amount.