With the development of modern technology and financial industry, credit card has become an indispensable payment tool in people's daily life. Whether it is online shopping or offline consumption, you can easily complete the payment in a few seconds on the credit card machine. However, in the process of using credit cards, we may encounter all kinds of problems. Recently, a netizen approached a detective for advice: he applied for a credit card in his hometown. With the change of his work, he basically swipes his card in other places now, so will there be a handling fee for credit card consumption in different places? Don't miss the precautions for consumption in different places!

generally speaking, we can divide credit card consumption in different places into two situations:

1. Consumption by swiping a card in different places: unlike mobile phone numbers, credit cards are not distinguished between local and different places when swiping cards. As long as it is confirmed that I swiped the card on the POS card swiping machine, any expenses incurred will be borne by the merchants themselves, and no extra handling fee will be charged. You can rest assured of this.

2. Off-site cash withdrawal: Different from credit card withdrawal, if you withdraw cash by credit card in the process of consumption, you will definitely have to pay an extra handling fee. Of course, credit card withdrawal itself will charge a handling fee, which will be treated equally in other places or in local areas.

However, friends should pay more attention when swiping their cards in different places. For example, they often swipe the POS machine to skip the code, so it is easy to touch the bank's risk control system, and then temporarily freeze your quota. In this regard, cardholders need to provide their own consumption vouchers to the bank first, then adhere to normal transactions and follow the principle of swiping cards, in order to slowly unfreeze and restore their credit card limit. In addition, it is necessary to protect credit card information, avoid using it in an unsafe network environment, and regularly check bills to find any abnormal transactions.

To sum up, it is basically harmless for credit cards to be swiped frequently in different places. As long as your place of consumption can support credit cards, you can swipe your card at any time, no matter where you are, inside or outside the province, at home or abroad. At the same time, you should use your credit limit reasonably and repay the arrears on time to maintain a good credit record.