The Bank of China co-branded cards issued by FESCO are generally used by enterprises to pay wages or reimburse medical expenses. A co-branded card is a credit card and has some additional features provided by the company than a regular credit card.

The Bank of China co-branded card issued by FESCO is a quasi-credit card. There is no interest-free period for overdrafts, but there are no handling fees for withdrawals, and there is interest on deposits.

Co-Branded Card is a bank card accessory product jointly issued by commercial banks and for-profit institutions. At present, the most common one is a co-branded debit card, which is a bank card with a co-branded nature developed on the basis of a debit card.