China Merchants Bank's credit card withdrawal restrictions are as follows:
1. The cash advance limit is set according to the usage of the card and included in the credit limit of the credit card. Under normal circumstances, the cumulative withdrawal amount shall not exceed 50% of the credit line. For details, please call the 24-hour customer service hotline of China Merchants Bank Credit Card Center.
2. The daily cash advance (withdrawal) of each card in China shall not exceed RMB 2,000;
3. The daily advance (cash withdrawal) amount of overseas households shall not exceed the equivalent of $65,438+0,000, the equivalent of $5,000 within 65,438+0 months and the equivalent of $65,438+0,000 within 6 months.
In addition, there are handling fees and interest for bank card withdrawal. About the handling fee and interest of China Merchants Bank's credit card withdrawal;
Use China Merchants Bank credit card to withdraw cash in China: the charge standard is 1% of the cash withdrawal amount, and the minimum charge is 10 yuan RMB per transaction.
Use China Merchants Bank credit card to withdraw cash abroad (including Hong Kong, Macao and Taiwan): the charging standard is 3% of the withdrawal amount, and the minimum charge is 3 US dollars or RMB 30 yuan.
China Merchants Bank does not distinguish between local and off-site cash withdrawals in China. As long as the current behavior is mentioned, the corresponding expenses will be deducted according to the above charging standards.
Credit card withdrawal has no interest-free repayment period, and overdraft interest is compounded at the rate of five ten thousandths per day from the overdraft trading day.
This is almost the case with China Merchants Bank's credit card withdrawal!