Credit card application conditions:

1. Be 18 years or older; 2. Hold a valid ShenFenZheng; 3. No bad credit record; 4. Have a permanent job certificate; 5. Stamp Proof of income from the unit’s financial seal; 6. Proof of other financial resources, such as real estate, cars, stocks, bonds, etc.; 7. Proof of social pension insurance; 8. Provide two contacts.

The first three conditions must be met, and providing 4-7 supporting materials as much as possible will increase the success rate of card application and credit limit. It is best to apply for a credit card at the bank counter. You will be notified by phone after approval.

Advantages of Bank of Communications Card: 1. Lifetime annual fee exemption for swiping the card (6 times/year), 56-day long interest-free period;

2. Enjoy a consumption limit of 3,000 to 50,000. Customers under 30 years old with a college degree or above who can check online can apply for a youth card. The limit starts from 5,000, and the full amount of cash can be withdrawn with low handling fees;