It is very necessary for students studying in Australia to apply for a local bank card, so how to apply for a bank card? What materials should I prepare? Let's take a look at the 219 Australian study abroad bank card processing guide.

First, the card that must be opened

Australian debit card portant is a card that must be opened. Studying abroad is no better than traveling. We have to spend money in Australia for a long time, so it is much more convenient to have an Australian card, and it is cheaper than using a domestic card in Australia.

2. What are the Australian banks?

Australian National Bank

National Australia Bank, Australia's largest bank, and the University of Melbourne's tuition accounts are all opened in this bank, so it's quite convenient to pay tuition fees with this bank, and the accounts can be received quickly. Many schools have branches of NAB, so it's very convenient to go there to apply for bank cards.

Commonwealth Bank of Australia

The bank has a history of more than 1 years, which is an old brand, and it has many branches and ATMs, so it is very convenient to withdraw money. Similarly, there are branches in schools, which also provide Chinese services.

ANZ Bank

Australia &; New Zealand Banking。 This is because the National Bank of New Zealand was acquired and changed to this name, which originated in Melbourne, so it has many branches in Melbourne.

western Pacific bank

Westpac Banking Corporation. This bank is the oldest bank in Australia. It seems that this bank has no branches, but as one of the four largest banks in Australia, there is definitely nothing to say about the service.

All the above four banks can handle it. Commonwealth and ANZ are the most used bank cards for international students, so I recommend you to handle these two banks.

iii. where to handle

Australian bank cards can be handled not only in Australia, but also in China in advance.

Advance domestic affairs

You can do it in China. When you come to Australia, you can take your passport or student ID card and go directly to the bank to get it. You don't have to wait in Australia, you can get it directly. Moreover, if you do it in China, you can remit the living expenses to Australia in advance. Before going to Australia, the funds are frozen, so don't worry. After you activate your account in Australia, you can use all the funds in your account immediately, which is very convenient.

Do it in Australia

If you don't want to do it in China, it's no problem to do it in Australia. When you arrive in Australia, remember to bring your passport and get a bank card as soon as possible, because it takes about a week for the bank card here to open an account and get it. So the sooner you handle it, the better.

There are places to handle bank cards in general schools and downtown areas, so don't worry about finding a place.

fourth, how to use the Australian bank card?

Debit cards in Australia need to be converted into Australian dollars and remitted to your Australian account in China, which will generate remittance fees. However, there is no handling fee for swiping them in Australia, which is simple and convenient.

Precautions

Some bank employees are from India, and that accent really cries for countless new friends who have just gone. If you are worried that you don't understand, go to a branch with Chinese service.

Domestic credit cards

Actually, an Australian card is enough for spending in Australia, but you are a newborn baby who just came to Australia and have limited cash with you. At that time, the Australian bank card has not been processed, so you can bring a domestic credit card for emergency.

There are differences in the handling fees of each bank, and those of Bank of China and China Merchants Bank are widely used.

Australian local credit card

Although Australian students have no income, they can apply for a local credit card in Australia. Banks have credit cards for international students, and some offers are relatively strong, free of annual fees, cash back or something. You can ask the bank for details. In terms of use, Australian debit cards are no different from credit cards, and online shopping is exactly the same as credit cards. Many small partners who do credit cards are doing it for the preferential strength. Interested small partners can do one for the enterprise.

v. summary! ! !

choose any card from Commonwealth or ANZ, and the newly arrived baby can bring a domestic bank card for emergency.