Legal analysis: 1. At present, individuals can check all their credit card status, go to the People's Bank of China and have their own credit records. With their valid identity information, they will provide you with a personal credit report with all the credit card status.
2. There is no particularly good way to check all your savings cards, because the core systems inside commercial banks can't be networked. You can go to the counter of every bank that has handled your own card, or call the bank's customer service phone to check manually. You need to provide your ID number.
Legal basis: Law of the People's Republic of China on Resident Identity Cards
Article 13 Citizens who need to prove their identity when engaging in related activities have the right to use their resident identity cards to prove their identity, and the relevant units and their staff shall not refuse.
the relevant units and their staff members shall keep confidential the personal information of citizens recorded in their resident identity cards obtained in the course of performing their duties or providing services.
Article 14 In any of the following circumstances, citizens shall show their identity cards to prove their identity:
(1) Changes in the registered items of permanent residence; (2) military service registration; (3) Marriage registration and adoption registration; (four) apply for exit formalities; (5) Other circumstances in which it is necessary to prove identity with a resident ID card as stipulated by laws and administrative regulations.
a citizen who has not obtained a resident identity card in accordance with the provisions of this law may prove his identity by other means that meet the requirements of the state when engaging in the relevant activities specified in the preceding paragraph.
Article 17 Anyone who commits any of the following acts shall be fined between 2 yuan and 1, yuan by the public security organ, or detained for less than 1 days. If there are illegal gains, the illegal gains shall be confiscated:
(1) Whoever uses another person's resident identity card or a fraudulently obtained resident identity card; (2) Whoever purchases, sells or uses a forged or altered resident identity card.
Forged or altered resident identity cards and fraudulent resident identity cards shall be confiscated by public security organs.