No, there is no such requirement. It's just that many bank credit cards now have the function of automatic repayment of savings cards, which is more convenient. If you don't have a Minsheng credit card, you can check the automatic repayment with a savings card when filling out the application materials. If you have a Minsheng savings card; If you already have a card, log in to Minsheng Credit Card Online Banking, have the service of binding savings card, or contact customer service. There is no Minsheng savings card, so we have to repay through online banking/Alipay/Counter /Lacarra.