What is the cost of property transfer?
1, business tax. It is called value-added tax after the year of camp reform, depending on how many years the real estate license has been run, and then judge whether it can be exempted. According to the regulations, individuals who have signed a transfer contract before April 30, 2008 and changed their property rights after May 1 2008 should pay VAT instead of business tax. Among them, individuals who purchase houses for more than 2 years (including 2 years) for external sales are exempt from value-added tax. If an individual sells a house that has been purchased for less than 2 years, he shall pay the full value-added tax at the rate of 5%.
2. Deed tax. Current relevant policies: residential buildings below 90 square meters1%; Residential 90- 144 is1.5%; The rest, whether residential or non-residential, is 3%.
3. Personal income tax. If the real estate license is sold within 5 years, the income tax will be levied at 1% of the sales price (in some places, the income tax will be levied at 20% of the difference between the sales price and the original sales price, and there are also two cases where 1 is selected); The real estate license will be sold in five years. If it can be proved that the seller sells the house for family living, it can be exempted from income tax!
4. Stamp duty. Generally, houses below 90 square meters are exempted; Others are levied at 0.05% of the sales price!
5. Evaluation fee. In fact, if you don't need a mortgage, you shouldn't need an evaluation. The assessment fee is generally less than 5‰. The specific rates vary from place to place! Three situations: no mortgage, no assessment may be needed, so no assessment fee is needed; It is also possible that the assessment fee has been included in the intermediary fee of the mortgage; It is also possible that the core of real estate transaction is directly charged to the applicant when the transaction is transferred.
What information do I need to go through the transfer formalities?
1. application form for real estate transfer registration.
2. Identity of the applicant:
Materials required by the seller: original ID card and copy of ID card. If you are married, you need the original and photocopy of the marriage certificate and the original real estate license; If one of the husband and wife can't be present, they should first write a power of attorney and then go to the judicial bureau for notarization, and a copy of the household registration book.
Materials required by buyers: original and photocopy of ID card, household registration book and photocopy. If you are single, you need to go to the Civil Affairs Bureau to issue a single certificate.
3. Certificate of real estate rights.
4. Decisions of relevant authorities, real estate sales contracts, (notarized real estate sales contracts shall be submitted as required) or notarized real estate gifts, or notarized real estate inheritance certificates, or real estate exchange agreements, or real estate division agreements.
5. If the mortgage has been established, a written document agreed by the mortgagee shall be submitted.
Have a little knowledge about what transfer procedures are and what information is needed for transfer procedures. Let me analyze it with you here, hoping to help you. Everyone should understand the relevant procedures when transferring the house, otherwise there may be some mistakes when handling the house transfer, which will eventually lead to the failure of the house transfer.