A credit card that is overdue ten times may be blacklisted.

First of all, when a credit card holder is overdue ten times, the bank may blacklist him or her. This is because a credit card that is overdue ten times represents a serious credit problem where the cardholder is unable to repay on time, causing the bank to question the cardholder's repayment ability and integrity.

Secondly, entering the blacklist may have a series of negative impacts on cardholders. These impacts may include prohibiting cardholders from applying for credit cards again, being unable to borrow funds, affecting personal credit records, etc. Entering the blacklist will cause great trouble to the cardholder's economic life and affect the normal operation of their credit system.

To sum up, being overdue on a credit card ten times can cause the cardholder to be blacklisted and leave a serious negative impact on their credit history. Therefore, cardholders should strictly repay on time to avoid overdue payments.

Supplementary information:

When banks consider blacklisting cardholders, they usually consider multiple factors, including the number of overdue cardholders, overdue amount, overdue duration, etc. Overdue items exceeding a certain number of times (for example, ten times) are often considered serious overdue behaviors and may be blacklisted. However, whether to enter the blacklist will be decided by the bank on a case-by-case basis. Therefore, even if you are overdue ten times and will not definitely be blacklisted, the more overdue times, the higher the risk of being blacklisted.

In addition, the impact of entering the blacklist on the credit record of cardholders is also a long-term problem. Credit records are often shared by multiple financial institutions and third-party agencies, so once entered into the blacklist, the cardholder's credit record will be negatively affected in the long term. This may cause cardholders to encounter more difficulties in future borrowings, credit card applications, etc.

In short, overdue credit cards ten times may trigger the bank to blacklist the cardholder, and entering the blacklist will have a long-term and serious negative impact on the cardholder's credit record and personal financial status. . Therefore, cardholders should always maintain a good credit record and repayment habits.