1. Repayment will be made in chronological order, and the earliest overdue bill amount will be deducted first. For example, if there are many overdue bills, pay the first overdue bill first.

2. within the same overdue period, the account shall be offset according to different types of repayment in the bill. First, the credit card mechanism will deduct the minimum repayment amount first, and then deduct part of the repayment. Finally, the remaining amount will be deducted from the full repayment.

3. If there are multiple installment plans for the credit card, the overdue repayment will be offset according to the different installment plans. Generally speaking, banks will give priority to the deduction of unpaid installments.

generally speaking, the repayment order of BOC's credit card after overdue is: in chronological order, the overdue bills are deducted in turn; Deduction shall be made in the order of minimum repayment, partial repayment and full repayment; Give priority to deducting the unpaid amount in the installment plan.

Supplementary information:

Overdue repayment will have a negative impact on personal credit records. It is recommended to contact the bank in time before the overdue payment and pay off the overdue amount as soon as possible. Avoiding overdue repayment can not only maintain personal credit records, but also avoid late payment and high interest.

I hope the above answers can solve your problem. If you have any other questions, please feel free to ask.