1. Open the JD.COM App and click "My" to enter the personal information page.
2. Click "My Wallet", find the "Credit Card" option, and click "Apply for a Credit Card".
3. Select the issuing bank and click "Apply Now".
4. Fill in personal information, including name, ID number and mobile phone number, and upload ID photo.
5. Select the credit card type and fill in personal information such as income.
6. Submit the application and wait for the audit result.