Industrial Bank Credit Card Auto Loan Process
First of all, customers choose their favorite vehicles and negotiate prices with dealers;
Then, the customer calls the automobile installment salesman of Industrial Bank to submit relevant loan materials;
Third, after the application is approved, the customer fills in the purchase order at the dealer, or goes to the dealer with the bank staff for installment payment;
Fourth, after the bank returns the order confirmation or credit card transaction, the dealer handles all the car purchase procedures for the customer;
Fifth, customers pay back on time every month according to the installment plan.
Precautions for Credit Card Car Loan of Industrial Bank
1. Before deciding to buy a car by installment with a credit card, you should first find out whether there is a dealer who can pay by installment as stipulated by Industrial Bank;
2. Understand the handling fee to be paid for credit card installment payment;
3. After the credit card installment application is successful, you should repay it on time every month to avoid leaving bad records.