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The reason why CCB mobile banking card replacement does not have the option to replace the magnetic stripe card with a chip card

No. In CCB’s mobile banking software, dual-logo credit cards of UnionPay and International Organization are used, both of which are magnetic stripe cards. Chip cards cannot be replaced. Therefore, in the options for card replacement reasons, there is no option to replace magnetic stripe cards with chip cards. Magnetic stripe card is a card-shaped magnetic recording medium that uses magnetic carriers to record character and digital information for identification or other purposes.