Anyone who has used a credit card should know that credit cards are limited. So what is the credit card limit of China Merchants Bank? What should I do if I want to increase the quota?

What is the credit card limit of China Merchants Bank?

According to the explanation of China Merchants Bank official website, if the cardholder applies for a general card, the credit limit is generally between 3, and 1,. If the cardholder applies for a gold card, the amount is generally between 1, and 5, yuan. If the cardholder applies for a high-end card above platinum, there is no upper limit, and the minimum amount is 6, yuan.

Ways to improve the credit card limit of China Merchants Bank

1. More swipes and more uses

No matter how large, medium and small, more than 25 swipes are made in different industries and different merchants every month. This way not only has a high rate of withdrawal, but also costs less money. For new customers of China Merchants Bank, especially those with a quota of less than 15,, this method is more appropriate.

2. Advance cash

Borrow a sum of cash in advance every month, borrow it today and pay it back tomorrow. Each time you borrow 1-2 thousand yuan, you will spend 1-2 yuan's handling fee, which is still very effective for China Merchants Bank to raise the amount.

3. Withdraw the amount by swiping water

Deposit money in the card, then swipe it out, and brush out about 8% of the amount, and then call the customer service of China Merchants Bank to emphasize that the amount is not enough. It is feasible to increase the fixed quota of China Merchants Bank in this way.

however, users who want to raise the amount need to understand that first of all, there must be preconditions for credit card withdrawal. Credit cards must be held for more than 6 months before they can be withdrawn, that is, they must be used for 6 months after the card is activated, which is also the condition for most bank credit cards to be withdrawn.

The above is the general answer to the credit card limit of China Merchants Bank. Different credit cards have different limits. Of course, we can also take some measures to increase the limit.