Ping An Credit Card staff are allowed to sell insurance. The insurance sold by credit card banks is a kind of insurance that is signed by the card issuer and the relevant insurance company to eliminate the cardholder's worries. The professional term is credit card insurance. This kind of credit card insurance mainly includes two types: Credit Card Credit Guarantee insurance and credit card accident liability insurance. It is a formal and legal service. However, the purchase of insurance requires the cardholder's personal signature to confirm that it will be effective. It is illegal and not allowed for staff to sell on an agency basis, conceal important information related to the insurance contract, exaggerate insurance liability and other misleading sales behaviors.