Renting a bank card to others may result in a prison sentence of not more than three years or criminal detention, and a fine of not less than RMB 10,000 but not more than RMB 100,000, or a single fine.

Renting a bank card is generally a crime of money laundering. The proceeds from the above crimes and the proceeds generated therefrom will be confiscated, and the person shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also or solely be fined not less than 5% of the amount of money laundered. A fine of not more than 20 years; illegally renting a bank card is a crime of money laundering and shall be sentenced to a fixed-term imprisonment of not more than five years; if the circumstances are serious, he shall be sentenced to a fixed-term imprisonment of not less than five years but not more than 10 years. In addition, illegal renting of bank cards will also result in fines and other penalties. Illegal renting of bank cards interferes with the orderly operation of the economic and financial order, poses a threat to people's property, and should be punished in accordance with the law. Money laundering refers to the act of disguising, concealing, and transforming illegal income obtained from crimes or other illegal activities through various means to make it legal in form. The crime of money laundering refers to a crime committed by an actor who violates the relevant provisions of my country's criminal law and commits the above-mentioned money laundering behaviors.

The joint and several responsibilities for renting bank cards are as follows:

1. When applying for a bank card, an individual must provide the card-issuing bank with his or her valid identity document specified by the public security department. After being reviewed and passed by the card-issuing bank, , open a registered account for them. The bank card and its account can only be used by the cardholder approved by the card-issuing bank, and are not allowed to be rented or lent;

2. When a customer applies for a bank card, he and the bank form a This contractual relationship is not transferable. Therefore, if the customer transfers the bank card privately without the consent of the bank, it means that he has transferred and changed the contractual rights and obligations he should bear, which is a breach of contract. The behavior is also invalid;

3. According to relevant regulations, even if the cardholder has no knowledge, he must bear joint liability.

To sum up, lending bank cards is an illegal act and may be suspected of obstructing credit card management. If the other party uses the borrowed bank card for other criminal activities, the lender is likely to become a criminal and will be held criminally responsible according to law. Whoever constitutes the crime of obstructing credit card management shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also or solely be fined not less than 10,000 yuan but not more than 100,000 yuan.

Legal basis:

Article 191 of the Criminal Law of the People's Republic of China

The crime of money laundering is to cover up and conceal drug crimes, Proceeds from organized crime of a mafia nature, terrorism crime, smuggling crime, corruption and bribery crime, crime of disrupting financial management order, crime of financial fraud and the source and nature of the income generated, and any of the following acts, shall be confiscated. The income and the profits generated shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and concurrently or solely a fine; if the circumstances are serious, the person shall be sentenced to fixed-term imprisonment of not less than five years but not more than 10 years, and shall also be fined:

(1) ) Provide a capital account;

(2) Convert property into cash, financial bills, securities;

(3) Transfer funds through transfer or other payment settlement methods ;

(4) Transferring assets across borders;

(5) Using other methods to disguise or conceal criminal proceeds and the source and nature of the proceeds.

If a unit commits the crime in the preceding paragraph, the unit shall be fined, and the person directly in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.