I. Conditions for applying for a credit card:

1. Domestic people: 18 to 60 years old;

2. Have a stable occupation and income, good credit, and the ability to repay the principal and interest on time; (Students at school are not allowed to apply)

3. This area is in line with the scope of door-to-door collection service of credit card center. See the online information reporting page for details.

Second, the application materials:

1, identification: generally, it is an ID card (if it is a new ID card, a copy of the front and back is required), and soldiers need to provide a copy of their ID cards;

2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/card verified and marked by the sponsor;

3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove the financial level;

4. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.

Third, the handling process is as follows:

1. Fill in the credit card application form at the local bank. The contents of the application form generally include the applicant's name, basic information, economic status or income source, guarantor and its basic information, etc.

2. Submit copies of certain certificates and vouchers to the issuing bank;

3, according to the contents of the application form truthfully fill in, and submit the completed application form and submit relevant credit certificates;

The application form is accompanied by a credit card contract. The applicant authorizes the issuing bank or relevant departments to investigate the relevant information, submit a statement on the authenticity of the information, and the privacy protection policy of the issuing bank. , and must have the applicant's autograph.