Establish a "travel fund" award. When booking hotels and air tickets with WorldTravel IC Credit Card in Ctrip, 3% of the hotel consumption (if the hotel price exceeds 600 yuan, it will be calculated in 600 yuan, excluding hotels or group hotels included in holiday booking products) and 0.3% of the air ticket consumption will be accumulated into the cardholder's Ctrip member account as exclusive travel funds for Ctrip to pay for air tickets and holiday products. The travel fund is valid for one year and takes effect from the time it is credited to the cardholder's Ctrip member account. Cardholders can also use CCB's credit card consumption points to exchange travel funds for world travel IC cards through CCB's website, self-service voice calls, short messages and other channels.