Hello, when you are abroad, you can choose the card swiping machine corresponding to the card swiping route according to the credit card organization logo on the credit card (such as: VISA, MASTERCARD, JCB, American Express, UnionPay) to swipe the card. There is no need to activate the additional card swiping function. . When the card is swiped on UnionPay lines, the payment will be settled directly in RMB; when the card is swiped on international lines, the payment will be settled in US dollars. Since overseas purchases by credit card will be settled in U.S. dollars, if the consumption amount is non-U.S. dollars, conversion fees between the two currencies will be incurred. If the UnionPay line is used or the consumption amount is US dollars, no exchange settlement procedures will occur.

American Express card functions: 1. Global selection of preferential merchants. We carefully provide you with exclusive preferential merchant privileges for China Merchants Bank American Express Credit Card; 2. Convenient and worry-free travel around the world with China Merchants Bank American Express Credit Card. The card can be redeemed for American Express travellers' checks at any American Express travel office, and can also be used to withdraw cash in local currency 24 hours a day through American Express automatic teller machines (ATMs) around the world; 3. Exciting points and generous rewards accumulate exclusive points for China Merchants Bank American Express , points are permanently valid.