I received a credit card from CCB Longka yesterday. There is still more than a month this year. I don't know whether to open the card now or in January. How to achieve high cost performance and pay less? The annual fee of CCB's ordinary credit card in 80 yuan is free in the first year, and it is free in the following year three times this year, which can be said to be a free credit card.

It is ok to go to the supermarket to buy mineral water three times without counting the credit card consumption. Try not to charge fees for cash withdrawal! !

The first year is 1 year from the time when you activate the card (for example, 1 1.25 is activated, and the second year is 1 1.25, which counts as one year). During this period, you can waive the annual fee for the next year by swiping your card three times.

Hehe, the same is true for opening a card, depending on whether you have any demand recently.