You may apply for a credit card through the internet, so you need to go to the bank for an interview. You need to bring your second-generation ID card, the confirmation letter of China Everbright Bank's credit card and your credit card when you face-to-face sign. Just go to the local branch of China Everbright Bank for a face-to-face interview. Interview is generally a form of examination, because the preliminary examination is a substantive examination. Because the Central Bank of China has mandatory regulations, the application for credit cards must be reviewed in person. One more thing, the bank needs to confirm that you have applied for the card yourself, and at the same time, it should also monitor whether others have used the information to apply.