If the credit card (debit card) is lost, the user should report the loss of the original card first, and then apply for a new card. As for how long it takes to reissue a new card, it usually takes 15 working days. If the user is in a hurry to use the card, he can apply to the bank for urgency. It takes a certain handling fee to rush the card, but it can be reissued in 2-3 days.

Therefore, if the card is lost, it must be reported as soon as possible, otherwise it will be stolen if it is found by others. If there is any property loss, the user shall bear it himself.