To confirm the identity of the salesperson, you must first confirm the authenticity of the event, especially the booths placed casually on the roadside. Before filling in the form, ask the salesperson to show the bank's work ID and business card to confirm whether he is a bank employee. If you have any doubts about the authenticity of the other party's identity, you can provide his or her employee number to the bank's customer service for enquiry.
To understand the card information, before applying, you should ask them clearly what kind of card they are applying for. Basic credit card rules such as card type, card level, card limit, and annual card fee rules must be clarified, and then cash withdrawal, Key points when using the card such as installment, transfer, and repayment. Generally, banks will have detailed brochures with card information recorded on them. If you are unclear or have misunderstandings, just ask the salesperson.
Pay attention to the details of filling in the form. If the other party provides a paper form of "Credit Card Application Form", you can fill it in by yourself. Personal identity information, contact information, address, work unit, etc. must be authentic and verifiable. Service Check the terms according to your personal needs. If the other party does not have a paper "Credit Card Application Form", but the salesperson uses a tablet computer to fill in and submit the information, then the applicant must pay attention to the information filled in by the other party, mainly in the selection of other service terms. Some salespersons choose to activate "SMS Notification", "Supplementary Card" and other other services for the applicant without informing the applicant, some of which are paid services. Generally speaking, when selecting a business, the salesperson will ask the applicant whether it is open, but the applicant must also keep a careful eye on whether the business he or she submits is the business of his or her choice.