The Notice on Printing and Distributing the Measures for the Administration of Credit Card Business has corresponding provisions:
Article 74 When handling credit card business, banks charge annual fees, special unit fees, remote deposit and withdrawal fees, remote transfer fees, loss reporting fees, business card printing fees and other fees according to regulations.
The format, serial number, color and usage of the credit card business settlement voucher shall be uniformly stipulated by the head office of the People's Bank of China, and the head offices of the card-issuing banks shall be responsible for printing.
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Relevant provisions of the notice on printing and distributing the Measures for the Administration of Credit Card Business:
Article 66 A card-issuing bank shall establish a credit card collection management system, standardize credit card collection strategies, authorities, processes and methods, and effectively control business risks. The issuing bank shall not adopt a single assessment method based on the amount of arrears recovered for the collection personnel.
The issuing bank shall promptly remind the cardholder of the overdraft amount due and the repayment date. Unless the cardholder provides false information or changes the contact information without notifying the issuing bank.
Article 68 The issuing bank shall collect money from the debtor himself and his guarantor, and shall not collect money from a third party unrelated to the debt, and shall not use improper means such as violence, coercion, intimidation or abuse to collect money.
Baidu Encyclopedia-Notice on Printing and Distributing the Measures for the Administration of Credit Card Business