Disadvantages of debit cards

There are no reward points: if it is a credit card, different reward plans are provided for its customers. You can earn points for travel and other purchases. But the card does provide its own set of incentives, such as various travel insurance or other benefits, but it does not provide any reward points.

riskier: because the funds are traded from your account, there is a high risk when you dispute the fees on the debit card. When you want to object to the cost of any damage, you can refund it happily, but some people may not refund your money. Therefore, it is best to check the store and product reviews online before buying.

the credit score has not improved: the debit card has no credit score function, and the credit score can be established by using the credit card. It can be earned by paying credit card bills on time. If you need to borrow money instead of using a debit card, then a high credit score is very important.

therefore, these are the advantages and disadvantages of debit cards. Debit cards are an easier option to carry cash. You can go shopping, buy online, pay anytime, anywhere and so on just like a credit card. When you have a fund balance, it is troublesome and inefficient. Compare the advantages and disadvantages of debit cards, and then decide whether you need your own debit card.