The credit card limit is too low, so you can apply to the bank for withdrawal. Even if you don't want this card, you can choose to cancel it. Don't think that you can ignore it without activating it. When the card is not activated, you still have to pay the annual credit card fee. But if you plan to use this bank's credit card in the future, I suggest that you don't cancel it easily, because you can't apply for it in a short time after cancellation, and even if you apply, it is difficult to approve it again. You can use this card more, even if the amount is not high now, as long as you use it more and repay it on time, the amount will be raised soon.