You can apply online. Credit card refers to various media that record the relevant information of the cardholder's account, have the function of bank credit line and overdraft, and provide relevant banking services for the cardholder. Credit cards can be applied through online channels such as WeChat official account, credit card official website, mobile banking and Pocket Life. Conditions for applying for a credit card online:/kloc-a natural person who is over 0/8 years old and has full civil capacity; The applicant has a stable source of income and the ability to repay on time; Have a fixed job, income and residence, and can provide valid identification; Good credit record, no overdue and other bad records; Can provide financial proof of real estate, car, etc.