1. I am a college student who wants to study in Japan. How can I get a loan of 100,000 yuan from a bank without collateral?

Dear 319

2. Personal Loan 10 How can I get a loan of 10,000 yuan? You can apply through these channels!

I believe that many people will encounter times in life when money is tight. When some friends encounter such a situation, their first reaction is to apply for a loan. But with so many borrowing channels on the market, how can I get a personal loan of RMB 100,000? Let me share with you two borrowing channels that can loan up to 100,000 yuan. Let’s learn more about them together!

How to get a personal loan of 100,000? 1. Bank credit loan If the borrower has good personal qualifications and has stable financial resources, then you can consider applying for a personal credit loan from the bank. With the continuous development of the loan market, banks have also issued many personal consumer credit loans in order to meet the needs of different customers. The lender does not need to provide collateral or collateral, and you can apply for a loan with credit. For example, ICBC’s e-financial loan, China Construction Bank’s personal quick loan, etc. Lenders can apply directly at a bank branch, or they can choose to download a mobile APP and apply directly online. Most banks' personal credit loan limits are relatively high, and the maximum credit limit is between 100,000 and 200,000. 2. If the personal qualifications of the lender are not very good, or if there is no business dealings with the bank on weekdays, you can also try to find some platforms online to apply for a loan. According to data from relevant agencies, there are now more than 200 small loan companies on the market that are qualified to lend, with simple registration, convenient application, and fast approval. However, lenders need to be reminded that although there are many online platforms, there are many small loan software with a maximum credit limit of 50,000 yuan. If a lender needs 100,000 yuan, it is recommended to apply for a loan from some platform with a relatively high credit limit. The above is the sharing of relevant content about "How to get a personal loan of 100,000 yuan". I hope it can help everyone!

3. I want to apply for a loan of 100,000 yuan. Is there any way?

Then you can only get an ordinary commercial loan, and the interest rate will be relatively high. It’s better to apply for credit cards from several banks

4. Where can I borrow 100,000 as quickly as I can without a credit card?

Of course the first and most important one is to borrow it from relatives, friends or close colleagues! However, the situation is different for colleagues and friends, especially your peers and superiors with whom you have good relationships. They have stable jobs and a certain amount of idle funds. This money is not enough to buy a house, and they are not willing to sit in the bank and wait for the value to depreciate, so , this part of the funds has a relatively strong demand for value preservation. Of course, sometimes character alone is not enough. Therefore, in addition to conventional borrowing methods, the following five methods are also prepared for everyone.

2 Alipay’s Ant Borrowing

Daily interest rate: 0.04%,

The corresponding annual interest rate is 14.6% (the interest is variable, the higher the loan amount, Interest exceeds the bottom)

Repayment method: equal principal amount

Term: 12 months

No handling fee for early repayment

Amount: 500 yuan to 300,000 yuan. It is different for everyone and depends on your Sesame Credit.

How to apply: Open Alipay, click My-Ant Borrowing, and follow the prompts to apply.

3 WeChat Weilidai

Daily interest rate: 0.05%, corresponding annual interest rate is 18.25% (the interest rate is variable, the higher the loan amount, the lower the interest rate)

Term: 3 options: 5 months, 10 months, 20 months

No penalty for early repayment

Amount: 500 yuan to 300,000 yuan, different for each person

Application method: Open WeChat, click Me-Wallet-Weilidai to borrow money, and follow the prompts to apply.

4 Bank credit loan

Interest rate: 8%~10%

Quota: 100,000~300,000

Quota and interest rate are based on Individual circumstances are different. You cannot know exactly the amount of money you can borrow and the interest rate in advance. You need to wait for review by a credit officer. The loan amount of a general commercial bank is between 100,000 and 300,000, and the specific interest rate is subject to the approval of the bank counter.

5 Policy Loans

Generally, you can borrow 80% to 90% of the cash value of the policy. The annual interest rate is around 4 to 6%. The interest is calculated on a daily basis, and the loan lasts for as many days as you want. daily interest.

A policy can be borrowed for up to 6 months, and you can apply again after expiration. During the policy loan period, insurance liability will not be affected. The interest rate is low and it is a good deal. But if you don’t have insurance, or the policy’s cash value is low, you won’t be able to use it.