What is the limit of Pudong Development Bank Platinum Card?

The limit of Shanghai Pudong Development Bank Credit Card Platinum Card is usually at least 8,000 yuan. Most high-end platinum cards are more than 50,000 yuan. The limit of ordinary cards is 1 Within 10,000 yuan, the gold card limit is between 10,000 yuan and 50,000 yuan. Moreover, Shanghai Pudong Development Bank Platinum Credit Card has multiple card types, and their limits are also different.

Simple Platinum Card: As a card mainly for mass consumption, the Simple Platinum Card has a usage limit between 8,000 yuan and 50,000 yuan;

Standard Platinum Card: The limit of the standard platinum card is slightly higher than the former, with the limit ranging from 10,000 yuan to 50,000 yuan;

High-end platinum card and super platinum card: these two credit cards are only for users with high consumption needs , and the credit requirements are very strict. The minimum credit limit is about 50,000 yuan. There are also some temporary credit limits available, and the specific credit limit can reach hundreds of thousands or even millions.

Note: For Shanghai Pudong Development Bank credit cards, your credit limit is determined by a comprehensive evaluation by the system based on the information you provide when applying. The system will make a score with reference to various factors such as your job stability, income, age, education, etc., and finally determine your quota based on your final score. The card limit cannot be confirmed before the card is issued. You can pay attention to the credit card limit field in the card sending letter after the card is approved.

Platinum Card is a high-end credit card or savings card jointly launched by bank card organizations and commercial banks and other institutions.

UnionPay card is a bank card jointly launched by China UnionPay and commercial banks and other institutions. It starts with 62 and has the UnionPay logo on the card surface. UnionPay cards only have the UnionPay logo on the card surface and no other card brand logos. They are also usually called single-logo UnionPay cards.

Product Introduction:

UnionPay cards are subdivided into four categories: ordinary cards, gold cards, platinum cards and diamond cards based on card levels and service rights.

Like other UnionPay cards, the UnionPay Platinum Card starts with 62 and has the UnionPay logo on the card face. In terms of appearance characteristics, the card issuer identification area on the front of the card is printed with the "Platinum Card" product name in English or English and local common text, or the "Platinum" Platinum Card product identification pattern uniformly designed by UnionPay is used on the card surface (UnionPay The Premium Platinum Credit Card uses the PriorityPlatinum pattern). The base color of the card is usually metallic white gold.

How about the simplified version of Pudong Development Platinum Credit Card? Is it worth applying?

If you want to have a platinum card from Shanghai Pudong Development Bank, you can start with the simplified version of Shanghai Pudong Development Platinum Credit Card. The application threshold for this platinum card is relatively low and it is still easy to apply. So, how about this Pufa simple white? Let’s analyze it from four aspects to see if this is a credit card worth applying for.

This simple version of the Platinum Card from Shanghai Pudong Development Bank is known as the “Platinum Card with the lowest threshold.” This card is exactly the same as other platinum cards from Pudong Development Bank. The word "Platinum" is very obvious, but it is far different from them.

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1. From the application conditions: as long as you are over If you are 18 years old, have no bad credit record, and have an after-tax annual income of more than RMB 120,000 (inclusive), you can apply for Pudong Development Platinum Credit Card.

2. From the perspective of the application limit: the credit limit of other banks’ gold cards is generally between 10,000 yuan and 50,000 yuan, but this platinum card from Pudong Development Bank only has the credit limit of the regular card. , many cardholders approved credit card limit is only 2,000 yuan.

3. From the annual fee point of view: This card has no annual fee for life, which is the only advantage it has over platinum cards from other banks.

4. From the perspective of rights and interests, the simple version of the Platinum Card does not provide legal assistance, aviation insurance and other services. The redemption of aviation points is still 18 points for 1 mile (the standard version is 15 points), except for the space to increase the amount. Apart from being higher than Puka, other services are basically the same as Puka.

So many netizens joke that this card has a platinum "face" but a regular card "heart". They think that if it is not necessary, it is better not to apply. It is too insincere.

By the way, here are the key parameters of the simple version of Pudong Development Platinum Card:

Cash advance: 2% of the cash withdrawal amount, minimum 20 yuan/2 US dollars/2 euros/2 pounds

Late payment fee (RMB or USD): 5% of the overdue payment

Interest: daily expected annualized interest rate 0.05%

Interest-free period: up to 50 days

ATM pure overflow payment cash withdrawal: our bank’s ATM: 0.5% of the cash withdrawal amount, minimum 5 yuan/transaction; other bank’s ATM: 2% of the cash withdrawal amount, minimum 20 yuan/2 US dollars/2 euros /2 pounds

Handling fee for checking the purchase order: simple version: RMB 20/transaction

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Platinum Credit Card of Shanghai Pudong Development Bank (simple version)

What is the credit limit of the Platinum Card of Shanghai Pudong Development Bank Credit Card

Question 1: How much can the credit limit of the Platinum Card approved by Shanghai Pudong Development Bank Credit Card be generally Starting point is 50,000! Please accept

Question 2: What is the general limit of Shanghai Pudong Development Credit Card Platinum Card (1) Platinum cards generally have limits between 6,000-50,000, and there are also limits between 50,000-100,000.

(2) Large-value cards require proof of financial resources.

Simple version of Platinum Card:

(1) Provides legal assistance, aviation insurance and other services. The redemption of aviation points is still 18 points for 1 mile (15 points for the standard version), < /p>

(2) Except for the higher limit increase space than the regular card, other services are basically the same as the regular card. Some netizens joked on the Internet that the card has a platinum "face" but the "heart" of the regular card.

Annual fee standard for Shanghai Pudong Development Bank Platinum Card:

(1) Main card annual fee: Simple version: RMB 360/card

(2) Accessories Annual card fee: Simple version: RMB 180/card

Question 3: What is the general limit of Pudong Development Bank’s Platinum Card? I paid 11k for the simple version, and the standard version should be more

Question 4: What is the general credit limit for Shanghai Pudong Development Credit Card VISA Platinum Card? The credit limit of the card starts at 10,000, and some start at 6,000. As long as you can If you apply for a credit card with a limit of 10,000 yuan from Pudong Development Bank, you can easily apply for this simple version of platinum. The minimum amount depends on many aspects, including annual salary. Credit history, credit card limits from other banks, etc. The simplified version of the Pudong Development Visa Platinum Card looks exactly like other Pudong Development Platinum Cards, with the big Platinum wording clearly visible. The basic annual fee is 360 yuan, which is waived in the first year. As long as you swipe the card once a month, you can be exempted from the annual fee for the next year. The conditions are quite relaxed. Of course, there are no value-added services for easily waived annual fee cards.

Question 5: What is the limit of Shanghai Pudong Development Bank Credit Card Platinum Card? It says overdraft limit, it must be a credit card. This has nothing to do with annual income. When I applied for proof of income with an annual salary of more than 30,000 yuan last year, I got a gold credit card. On the contrary, some people with annual salary of 60,000 or 80,000 yuan were still rejected by the bank. When applying for a credit card, some banks have annual income requirements, such as Bank of Communications, which has an annual salary of 120,000, and Pudong Development Bank. There are also some banks that do not have specific requirements, such as investment promotion, CITIC, etc. Moreover, different regions have different income levels, and there is no unified line. The approval of a gold card takes into account your comprehensive financial resources, including your existing financial resources, such as social security, salary income level, savings, real estate, and your ability to create wealth, such as education, position, employer, etc. The requirements for the Platinum Card are very high. Annual income, position, private real estate, and private cars will be investigated. It is not easy to obtain. This is a symbol of identity and status. Some banks find out from the information that you meet the conditions for a platinum card and will take the initiative to invite you to apply for a card. The annual fee for a platinum card is also very high. China Merchants Bank is 3,600 per year. The minimum overdraft limit for a gold card is 10,000 and the maximum is 50,000. There is no minimum limit for the Platinum Card, and each bank has different regulations on the maximum limit, ranging from hundreds of thousands.

Question 6: What is the maximum limit for the simplified version of Pudong Development Platinum Card? The maximum limit is around 100,000. If it is not enough, you can apply for an increase in the limit.

There are the following ways to increase the bank credit card limit:

Provide sufficient proof of financial resources when applying for the card. When applying for a credit card, try to provide as much proof of your financial resources as possible, such as income certificate, bank deposit certificate, real estate certificate, car ownership certificate, etc. The bank will evaluate the assets of the card applicant based on these certificates.

If the card holder has a deposit in China Construction Bank or is a civil servant, it will also help the card holder to obtain good credit, and it will also help to obtain a higher credit limit under approval;

Swipe as many cards as possible Consumption. The bank will make a comprehensive evaluation based on the customer's past card use. It is recommended that cardholders diversify their consumption types when swiping their cards, such as home appliances, catering, supermarket shopping, etc., and try to spend as much in physical stores as possible. The bank's credit card center will adjust the limit based on the cardholder's credit card utilization and repayment record;

Ensure a good repayment record. After using a bank credit card for consumption, make sure to repay the money on time every month before the repayment date. Once it is overdue, not only will you have to pay a high late fee, but it will also create a bad credit record, which will affect your future credit card applications. If there is an emergency and you cannot repay in time, you can call the bank's customer service hotline to apply for an extension of repayment;

Apply for an increase in the temporary limit. Bank credit card holders can apply to actively increase the temporary limit. The bank will comprehensively assess the limit range that the cardholder can increase based on the cardholder's usual consumption and repayment status. If you frequently increase the temporary limit, the bank will think that the demand for credit cards is relatively strong, so it is not difficult to increase the fixed limit. The temporary limit needs to be paid off in one go, so cardholders should be careful not to incur late payment fees.

Bank credit card applications for limit increase services are basically based on these methods.

Question 7: What is the general credit limit of Shanghai Pudong Development Bank Platinum Card? The minimum limit for Platinum Card of Shanghai Pudong Development Bank is 2,000. Most of Shanghai Pudong Development Bank's cards are called platinum cards, thus losing the true meaning of platinum cards (also called fake platinum cards).

Generally, the real platinum card services include:

Why are platinum credit cards so popular among many people? The Standard Platinum Card can enjoy airport VIP lounges, high-speed rail VIP lounges, bank VIP services (swipe your VIP number), complimentary high-value aviation accident insurance, no-appointment and no-queue physical examinations at top-level hospitals, discounts at preferential merchants, points redemption for mileage, and free car assistance. At the same time, the credit limit is higher than that of ordinary credit cards (usually starting from 10,000 yuan), which is a symbol of status.

Question 8: What is the general limit of Pudong Development Bank’s platinum credit card? It ranges from two thousand to ten thousand. It can be raised in two or three months.

Question 9: What is the credit limit of Shanghai Pudong Development Bank Platinum Card 20,000 yuan?

Four tips for applying for a credit card:

1. Choose a credit card that is easy to apply for. Application: Choose a credit card that is easy to apply for. Generally speaking, credit cards from commercial banks are easier to apply for than credit cards from state-owned banks; credit cards promoted by banks are easier to apply for than popular credit cards; credit cards with lower levels are easier to apply for than credit cards with higher levels, etc.

2. Choose online card application channels to apply for a credit card: It is easy to apply for a credit card through online channels. For example, you can choose the bank's official website, the bank's official WeChat, or a third-party card application platform officially authorized by the bank.

3. There are skills in filling out the application form: When filling out the credit card application form, you must skillfully fill in the academic qualifications, residential situation, working experience, the longer the better, the higher the annual income the better, and the unit. Address, home address, work and home landline, marriage, etc.

4. Purchase the bank’s financial products and strive to become a high-quality customer of the bank.

Question 10: What is the credit limit of Shanghai Pudong Development Bank Platinum Card? Can the Simple Platinum Card give you 2,000?

Is Pudong Development Bank Qinling Copper Cart and Horse Credit Card a platinum card?

Pudong Development Bank Qinling Bronze Carriage and Horse Credit Card is a platinum card.

1. New account cardholders who have successfully applied for and been approved the Shanghai Pudong Development Bank National Treasure Theme Credit Card can get a Lucky Bottle Opener through the Card Cloud QuickPass APP or UnionPay mobile phone. Each cardholder is limited to one gift. A gift can be consumed through mobile QuickPass or UnionPay QR code channels within 30 (inclusive) calendar days from the date of holding the card.

2. If the new head card holder successfully applies for and is approved for a Shanghai Pudong Development Bank national treasure-themed credit card, he or she will receive a Kirin auspicious gold foil sticker. Cardholders who use the card to make eligible purchases will receive a gift. A gift can be purchased with a single consumption amount of 188 yuan three times within 60 (inclusive) calendar days from the date of approval.

1) Shanghai Pudong Development Bank (hereinafter referred to as Shanghai Pudong Development Bank or Shanghai Pudong Development Bank) was established with the approval of the People's Bank of China on August 28, 1992, and opened on January 9, 1993. Successfully listed on the Shanghai Stock Exchange in 1999 (stock exchange code: 600000), it is a national joint-stock commercial bank with its head office in Shanghai. The total assets of Shanghai Pudong Development Bank increased from 8.75 billion yuan at the beginning of its establishment in 1993 to 6.091759 billion yuan at the end of June 2018, an increase of 696 times; operating income increased from 337 million yuan at the end of 1993 at the beginning of CCB to 168.6 billion yuan at the end of 2017. Increased 500 times; net profit increased from 130 million yuan in 1993 to 200 million yuan, an increase of 230 million yuan, to 54.24 billion yuan in 2017, an increase of 416 times, with an average annual compound growth rate of nearly 30%. Relying on the advantages of financial expertise, we will form responsible competitiveness with the characteristics of Shanghai Pudong Development Bank, take the initiative to assume economic, social and environmental responsibilities, and promote the harmonious and sustainable development of itself and its stakeholders.

2) Platinum card is a high-end credit card or savings card jointly launched by bank card institutions and commercial banks. UnionPay card is a bank card jointly launched by China UnionPay and commercial banks. It starts with 62 and has the UnionPay logo on the card face. UnionPay cards only have the UnionPay logo on the card surface and no other card brand logos. They are usually called single-logo UnionPay cards. UnionPay cards are divided into four categories: ordinary cards, gold cards, platinum cards and diamond cards based on card film levels and service rights. Like other UnionPay cards, the UnionPay Platinum Card starts with 62 and has the UnionPay logo on the card face. In terms of appearance features, the issuing bank identification area on the front of the card is printed with the "Platinum Card" product name in English or English with local commonly used words, or a uniformly designed "Platinum" Platinum Card product identification pattern by UnionPay (used by UnionPay Premium Platinum Credit Card) Priority is given to platinum patterns). The base color of the card is usually metallic platinum.

This is the end of the introduction to the Shanghai Pudong Development Platinum Credit Card and the Shanghai Pudong Development Bank platinum annual fee. Have you found the information you need?