1. China Merchants Bank: The application rate is high, the probability of large amount is high, and the interest on demand deposits is 0.3%. The first application can get a quota of 5000 to 1000 yuan, as long as the cardholder provides enough materials.

2. Bank of Communications: The application threshold is low, and the amount is basically above 1 1,000 yuan. The higher the education, the higher the card amount, and the interest on demand deposits is 0.2%. The main work certificate and income certificate can be handled.