1. The credit card expired two years ago. Can I be a guarantor now?
You can be a guarantor.
2. Description:
A. According to the situation you described, your credit card was paid off two years ago, which shows that you have the ability to fulfill your debts and have a good credit record.
B. Applying to be someone else's guarantor usually needs to meet certain conditions, such as a stable income and a good credit record.
C. Since you have paid off your overdue credit card in full, it means that you have solved your past credit problems and restored your good credit status, so you can consider becoming a guarantor for others.
3. Summary:
According to the problem of overdue credit card you solved, you can be a guarantor now. Being a guarantor has a positive impact on your credit rating.
4. Extended information:
Being a guarantor of others usually needs to meet certain conditions. General requirements include stable income, good credit record and credit rating, and no breach of contract. In addition, the guarantor needs to bear certain risks when undertaking the guarantee responsibility. Therefore, before deciding to become a guarantor of others, it is recommended that you carefully evaluate your financial situation and credit ability, and communicate and understand with the relevant parties in detail to ensure that you can bear the corresponding responsibilities.
I hope the above information is helpful to you. If you have further questions, please consult relevant financial institutions or professionals.