1. Wuhan Citizen's Home: 2nd Floor, Area E, No. 117 Jinqiao Avenue, Jiang'an District;

2. Wuhan Financial Supermarket Workstation: 6 Building B, Optics Valley International Plaza, Wuhan East Lake Development Zone Building;

3. Credit investigation service window of Wuhan Private Financial Street Public Service Center: No. 76, Qianjin 4th Road, Jianghan District;

4. Service Hall of Caidian Branch of the People's Bank of China : No. 225, Caidian Street, Caidian District;

5. Service Hall of Huangpi Branch of the People's Bank of China: No. 99, Huangpi Avenue, Qianchuan Street, Huangpi District;

6. Huangpi Hankou North Government Affairs Hall: Hankou 1st Floor, Building 1, Sijimei Farm Trade City, No. 77 North Street.

The new credit report of the central bank's personal credit system has been launched online, and the "validity period" of overdue records has been officially set to five years. The new credit report uses overdue information in October 2009 as the starting point, and previous bad repayment records have been deleted.

Since the relevant departments do not stipulate the time limit for negative records, overdue records will be displayed in the old version of the personal credit report, no matter how many years ago. A new credit report only shows a consumer’s past due records for the last five years.

In the past, some citizens complained that personal credit reports were difficult to understand because they were all tables and numerical codes. The meaning of each number must be referred to the notes. The new version of the report changes the table-based display and uses more text. Citizens can know at a glance which cards are overdue and which are repaying normally. At the same time, the new report also reserves a display area for information such as asset disposal and guarantor compensation.

In the early days of the establishment of my country’s credit system, many people did not pay enough attention to personal credit, and overdue credit cards or loans often occurred. Since banks and workplaces will refer to these credit records, long-term negative information will have a serious impact on the lives and work of these people. The launch of the central bank's new credit report is equivalent to giving individual consumers who have overdue debt repayments an opportunity to change, re-establish and accumulate their personal credit records. It is reported that if negative information appears in personal credit reports, residents are likely to be affected when applying for credit cards and home loans.

Credit reports are divided into personal credit reports and corporate credit reports. It is a personal credit information record released by the Credit Information Center of the People's Bank of China and is used to check the social credit of individuals or companies.

Credit reports are divided into three categories: basic personal information, credit transaction information and other information.

In May 2019, the new version of personal credit information will be officially launched, and the length and precision of credit information will be further improved.

On January 19, 2020, the second-generation credit reporting system was officially launched.