The method of activating a new credit card is as follows:

1. Go to the bank branch counter to activate: just go to the bank counter with your ID card and credit card.

2. Customer service phone activation:

(1) Call the 24-hour customer service hotline shown on the back of the credit card and enter the cardholder's card number and inquiry password;

(2). according to the voice prompt, select the credit card to activate.

3. online activation:

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(1). first, log in to the online banking page of the issuing bank's credit card and enter the cardholder's card number and password;

(2). Find the "Credit Card Activation" page, and enter verification information such as reserved phone number according to the prompts on the page. After the authentication is passed, the credit card can be activated.

1. Opening a credit card

Since the credit card application is approved and the card is sent by post, there is no guarantee that the recipient is the applicant. In order to protect the applicant and the bank from theft, the credit card has a card opening program before it is officially opened. Card opening is mainly through telephone or internet, etc., to check the relevant personal information provided at the time of application, and complete the card opening procedure after it meets the requirements. At this time, the applicant becomes the card holder, and can officially start using it after signing on the back of the card. After a credit card is opened, it is generally necessary to set a password for the card.

after accepting a credit card, a credit card merchant or bank should review the validity of the credit card and the identity of the cardholder.

2. Credit card identification

The credit card has at least the following information on its face:

Front: the name and logo of the issuer, credit card type (organization logo) and holographic anti-counterfeiting mark, card number, English or pinyin name, activation date (generally calculated to the month) and expiration date (generally calculated to the month). The chip account and card magnetic stripe account are relatively independent.

back: the magnetic stripe of the card, the cardholder's signature column (which must be signed after activation), the service hotline, the last four digits of the card number or all the card numbers (to prevent fraudulent use), and the credit card security code (the three digits immediately after the last four digits on the signature column on the back of the credit card are used for credit card activation, password management, TV, telephone and online transactions, etc.).