1. Peony Chaohui Credit Card enjoys a 40% discount on overdraft interest. The overdraft interest rate is three ten thousandths of the daily interest rate, and the annualized interest rate is about 10.95%. Calculating compound interest on a monthly basis reduces the financial pressure and rate cost of cardholders to some extent.

2. Peony Chaohui Credit Card provides cardholders with a 60% discount on handling fees around the advantages of three installment products: bill installment, cash installment and e installment, so that cardholders don't have to worry about large consumption, and one card is worry-free.