How long does it take for ICBC to apply for a credit card
It usually takes about one month for ICBC to get a credit card. If it is approved, the applicant will receive a card issuance notice from ICBC 15 working days after submitting the application materials; If you don't receive the bank card issuance notice after 2 working days (inclusive), it will be deemed that this application is invalid and the submitted materials will not be returned by ICBC.
China Industrial and Commercial Bank of China credit card application progress inquiry process:
1. Visit ICBC official website and enter the credit card page.
3. Click "Application Progress" to enter the inquiry page.
4. I have logged into the account and password of ICBC.
5. select "credit card service" in the main menu bar.
6. Click "Query Application Progress" under "Apply for Credit Card" at the top left of the page, and you will see the application status of your credit card.
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How long does it take ICBC to get a credit card?
ICBC's credit card application is very fast. Just fill in some information on the official website, which generally won't take more than half an hour. The slower time is the review time of ICBC credit cards, which is 15 working days, excluding weekends and holidays. After successfully passing the audit, ICBC will start business card printing, and then inform you to pick up the card or mail it to you.
In addition, when you apply for an ICBC credit card, your application method is related to the way you get the credit card, as shown below:
1. Apply for the card online, and after successful application, ICBC will inform you to collect the card at the designated outlets.
2. If you apply for a card at an outlet, it usually takes 7-15 working days to get it by mail. If you choose to pick it up, you can pick it up at the card office after the fifth working day of your successful account opening and bring your ID card.
how long does it take to apply for an ICBC credit card?
It takes time to apply for an ICBC credit card, as follows:
1. It usually takes 3-7 working days to apply for an ICBC credit card online, and
2. It usually takes 15-3 working days to apply through a bank credit card specialist.
Although it is time-saving to apply for a credit card online, you must go to the local ICBC outlet to activate it before you can use it. In addition, the application for ICBC credit card is strictly examined. You must prepare sufficient personal information and have good personal credit, otherwise it will be easy to refuse the card. If you have a fixed deposit in ICBC, it will be much easier to pass the examination.
Extended information
ICBC credit card is the credit card with the highest circulation in China. At present, ICBC credit cards mainly include Peony International Credit Card, Peony Credit Card and Peony Credit Card.
According to the brand of ICBC credit card, it is divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.
ICBC's annual fee collection standard is to use it first and then collect it, that is, the annual fee will not be collected until the account is opened for one year. In this year, as long as you swipe 5 or 5, yuan (3 student cards or 3, yuan, and 16, points of Platinum cards are exchanged for annual fees or 2, yuan is exempted). At the same time, ICBC does not charge an annual fee for opening a credit card.
Policy of permanently exempting and exempting the annual fee of ICBC's credit card:
For platinum card holders, if they spend a total of RMB 4 million, they can be granted a permanent exemption from the annual fee for their main and secondary cards.
For individual cardholders with gold and ordinary cards, if they have no bad credit history and have held various credit cards of ICBC for more than 1 years (including 1 years) since the implementation date of these Measures, they can be given a permanent annual fee-free discount for the main and auxiliary cards in an account. In addition, ICBC does not charge an annual fee for opening credit cards.
Reference: Baidu Encyclopedia _ ICBC Credit Card
How long will it take for the ICBC credit card to be completed?
It takes about 3 working days for the ICBC credit card application to be issued.
Extended information:
ICBC credit card application time:
1. It takes 7 working days to submit the application and review it. After the applicant submits the application, the auditor needs to check personal information, address and telephone number, as well as some personal qualifications.
2. It takes 7 to 1 working days for ICBC's business card printing center to approve and make cards. ICBC Sub-branch will submit the application form and the supporting documents required for card processing to the head office's business card printing center for approval after approval, and the card can be made after approval.
3. It takes 1 natural days to send the card. If the application is approved, the ICBC Business Card Center will send it by registered mail, which is usually received within 1 days after the card is sent, and the applicant will be notified by SMS after the card is sent.
China Industrial and Commercial Bank of China (ICBC) was established on January 1, 1984. The head office is located at No.55 Fuxingmennei Street in Beijing, which is a large state-owned bank managed by the central government. The basic task of China Industrial and Commercial Bank is to raise social funds through financing activities at home and abroad, strengthen the management of credit funds, support enterprise production and technological transformation, and serve China's economic construction.
in February 217, BrandFinance released the list of the top 5 brands in the world in 217, and China Industrial and Commercial Bank ranked 1th.
on June 2th, 218, the analysis report of China 5 Most Valuable Brands was released, and China Industrial and Commercial Bank ranked 4th.
in July 218, the British "banker" magazine published the list of the top 1 global banks in 218, and China Industrial and Commercial Bank ranked first.
In p>218, Fortune Global 5 ranked 26th.
on December 18th, 218, the "Top 5 World Brands in 218" compiled by World Brand Lab was announced, and China Industrial and Commercial Bank ranked 43rd.
on June 26th, 219, eight banks, including China Industrial and Commercial Bank, launched the first batch of enterprise information networking verification system.
In July 219, it was selected as the Fortune 5 in 219, ranking 26th.
in December 219, China industrial and commercial bank was selected as one of the top 1 brands in the 219 China brand power ceremony.
On December 18th, 219, People's Daily published the China Brand Development Index 1 list, and China Industrial and Commercial Bank ranked 9th.
on January 4, 22, it won the evergreen award of 22 Caijing "Sustainable Development Benefit Award".
in March, 22, it was selected as the 6th among the top 5 global brands in 22.
in August p>22, the Fortune Global 5 list was released, and China Industrial and Commercial Bank ranked 24th.
on September 28th, 22, it was selected as the top 5 Chinese enterprises in 22, ranking fifth.
How long does it take ICBC to review the credit card
It takes about fifteen working days for ICBC to review the application until the card is issued.
if the user's application is passed, ICBC will make a card and mail it to the applicant. The mailing method is generally registered mail, which may take 1-2 weeks to arrive.
the earliest credit cards appeared at the end of 19th century. In the 198s, the British clothing industry developed the so-called credit card, and the tourism and business sectors also followed this trend. However, at that time, the card could only be used for short-term commercial credit, and the money still had to be paid as needed, and there was no long-term default and no credit line.
Credit cards are generally special plastic cards with a length of 85.6mm, a width of 53.98mm and a thickness of 1mm. The name of the card issuer, expiration date, number, cardholder's name and other contents are printed on the front, and there are chips, magnetic strips and signature strips on the back. Cardholders can use their credit cards to shop, spend money and deposit and withdraw cash from banks.
It is said that one day in 195s, Frank McNamara, an American businessman, entertained guests at a restaurant in new york. After eating, he found that he had forgotten his wallet with him and had to call his wife to bring cash to the restaurant to settle the bill, so he was deeply embarrassed. So McNamara came up with the idea of establishing a credit card company. In the spring of 195, McNamara and his good friend Schneider jointly invested 1, US dollars to establish DinersClub in new york, the predecessor of Diners Credit Card Company. Diners' Club provides members with a card that can prove their identity and ability to pay. With the card, members can charge to the designated 27 restaurants without paying cash. This is the earliest credit card. This kind of credit card that does not need to be handled by a bank belongs to commercial credit card.
In p>1952, Franklin National Bank of California, as a financial institution, first issued a bank credit card, becoming the first bank to issue a credit card.
in p>1959, American bank of America issued the American bank card in California. Since then, many banks have joined the ranks of card-issuing banks. In the 196s, bank credit cards were quickly welcomed by all walks of life and developed rapidly. Credit cards became popular not only in the United States, but also in Britain, Japan, Canada and European countries. Since 197s, Hongkong, Taiwan Province, Singaporeans and Malaysians have also started to handle credit card business.
Let's stop here for the introduction of how long it takes to approve industrial and commercial credit cards.