The card can also be restored.

There is no need to cancel the card if it is not activated. The card will be automatically canceled when the validity period is up. For Ping An Bank credit cards that have been activated, you need to pay off the bills before you can cancel the card. If you do not use it frequently, you need to pay the annual fee before you can cancel the card. After successful cancellation, you need to call the bank again after 45 days to confirm whether the cancellation has been successful.

: After canceling your Ping An Bank credit card, you need to destroy the old card, whether it is cut or spent, to prevent your credit card personal information from falling into the hands of criminals.

After canceling a bank credit card, it is recommended that you call the bank again to request to cancel the account, because if you just cancel the card, you will not be able to enjoy new customers if you apply for a credit card from the bank next time. treatment. Relevant regulations make it clear that credit cards will not charge annual fees if they are not activated. However, there are always some special cards that will charge fees in the name of other value-added fees. Therefore, after successfully applying for a card, it is best to transfer it if you do not use it. Cancel it, or consult the bank's customer service for answers. In addition, the credit card letter sent also indicates the annual fee. The special card will inform the cardholder that it will be charged regardless of whether the credit card is activated or not. Except for car owner cards with higher added value, Ping An Bank's credit cards do not charge annual fees if they are not activated. If cardholders are worried, they can call Ping An Bank's credit card customer service hotline 95511-2 for consultation.