The installment application time is three days before the repayment date.
The following are the main points of staging, which must be paid attention to.
1. The total amount of installment payment and handling fee cannot exceed the available amount of the credit card account. The amount deducted in each period is regarded as the consumption of the current month and enjoys an interest-free repayment period.
2. After shopping online, you can call 95588 to pay in installments.
3. The application for installment payment through 95588 shall be made within three days from the next day of consumer transaction to the due repayment date.
4. The date of installment payment is the first deduction date, and the deduction dates of subsequent installments are the same as the first deduction date. If the number of days in the subsequent repayment month is less than the first deduction date, the deduction date of that month is the last day of that month.
5. The calculation rules of installment consumption points are the same as general consumption, and they are accumulated according to the deduction amount recorded in each installment.
★ Bidding channels
1. ICBC designates special merchants to spend by credit card, and can directly apply to the cashier for installment payment.
2. During the period from the second day of your consumption to three days before the due repayment date of this consumption, you can directly dial 95588, and then you can easily apply manually; You can also apply at ICBC outlets.
★ POS Staging of Shopping Mall Consumption
When you spend money by credit card at a special merchant designated by our bank, you can ask the cashier to pay by installment, and the cashier can easily complete it by entering the total amount and the number of installments in ICBC POS according to your requirements.
★ General consumption turns to a stage.
Whether you swipe your card or shop online in China, or you are in consumption abroad or a merchant, you can easily handle the business of transferring ordinary consumption to installment payment through our business outlets or call 95588 customer service phone during the interest-free repayment period.