How to raise a credit card correctly?

the correct way to raise a credit card: 1. Three months after opening the card, you must accumulate credit and repay it on time. Let the bank absolutely rest assured that it takes more than three months for the bank to withdraw the amount and six months for the card to be used. These are all used to see your performance. Only when you have maintained a good credit record in the past few months can the bank withdraw the amount and use the card to handle the card.

2. Brush as many small pos machines with points as possible. Only when the bank makes money will the bank give you an increase. The profit of pos machine is divided as follows: issuing bank 7, deposit bank 2, UnionPay 1. Those with points are not capped, and those without points can't make money.

3. Pay back the money frequently. The purpose of this is to increase the efficiency and increase the utilization rate of funds. The more frequently you pay back the card by swiping it, the more banks like it. Only in this way can banks feel that their funds are safe and can make money.

4. For friends who want to cash in working capital, please read this article. Banks believe that the key to cashing out is large-scale consumption-large-scale whole-in and whole-out, and the overdraft amount accounts for a high proportion of the total amount and lasts for a long time, which is a big taboo for using cards. In fact, it doesn't hurt to cash out. This is a problem that every bank can't solve. The key is not to go too far. My own suggestion: you must be careful when you brush a large amount, and the amount should not exceed one-fifth of the total amount. Except brush integral.

5. Take every opportunity to brush every day, big or small. I will swipe my card when I buy a bottle of mineral water myself. What to pay for electricity, water and telephone? Don't underestimate these small credit card records, which are very useful for your card activity. Credit card amount, credit card frequency, consumption type, repayment record and credit card contribution value? These are the categories of bank computer system inspection.

6. Withdraw cash at least twice a month to make the bank earn some interest. Do it in installments every two months, and the number of installments should not be too long.

7. Participate in the preferential points activities of the bank.

Teach you how to raise a card with a card with four skills: card raising skills and methods

1. Control the number and amount of swiping cards.

Credit cards need to be swiped more, so that the amount can be raised quickly. Banks issue credit cards to obtain income. The card swiping fee is an important income of the credit card business. As long as cardholders swipe their cards at merchants, they can create income for the bank. Therefore, cardholders who swipe their cards frequently and have a high proportion of monthly card swiping amount are more popular with banks. Generally speaking, a card should spend more than 3 times a month, and the amount of credit card swiped in a month should exceed 6% of the total credit line, so it is easy to approve the application for withdrawal. If the cardholder does not have so much consumer demand, then you can try to help others swipe their cards to increase the number and amount of credit cards.

2. Select the appropriate merchants to swipe their cards.

not all merchants' credit card transactions can generate income for banks. Some merchants don't charge credit card fees, so the corresponding banks usually don't accumulate credit card points for such merchants' credit card transactions, and such credit card transactions are not obviously helpful for cardholders to apply for withdrawal. It is recommended that you swipe your card at merchants with points. In addition, different types of merchants should try to cross the brush. For example, after brushing several catering transactions, they can brush shopping malls and supermarkets to maintain the diversity of transactions.

3. Don't just swipe your card.

in addition to spending by credit card, you need to "raise your card" quickly. It is suggested that cardholders can try to handle other credit card businesses, such as cash withdrawal by credit card, installment repayment by credit card, etc., because these businesses can also contribute to the bank and will certainly be welcomed by the bank.

4. Seize the right time to raise the amount.

it is necessary to find the right time to apply for credit card withdrawal, and it is easier to get approval if you seize the right time to apply for withdrawal. For example, apply for credit card withdrawal immediately after a single large amount of consumption accounts for more than 5% of the total credit card. In this case, the bank will think that the cardholder has a high demand for credit card consumption, and the current credit line can no longer meet his demand, so it is necessary to increase the line.

credit card raising skills

The credit card raising skills are listed as follows:

1. Credit card swiping

1. The amount of a single credit card should not be too high. The amount of a single credit card is not more than 5, yuan, and if it is really necessary, it is best not to exceed 1, yuan.

2. It is not advisable to spend too much in the same merchant on the same day, whether it is the number of swipes or the amount of swipes.

3. Don't swipe your card in whole numbers. Try not to swipe your card in whole numbers for a single card. It's best to avoid cards like 3 and 4.

4. Moderate small-amount double-free credit card swiping, such as "small-amount double-free" and "China Unionpay Quick Pass", is indeed very low in handling fees, but banks make less profit by swiping cards.

5. Try not to swipe your card on the same device. This refers to POS equipment, not merchants.

6. Increase the number of swipes per month, and try to keep the number of swipes per single credit card at about 1 times per month.

7. Plan the funds in advance. If there is an expenditure of 1, yuan after 1 days, you can spend 1 days in 1 yuan every day, and then use different credit cards to swipe your card.

8. swipe your card within a reasonable period of time, and try to swipe your card between 9 am and 1 pm. After all, this period is the business time of most merchants.

9. When the same credit card is swiped on the same POS machine, the interval is more than half an hour, so as to avoid the unreasonable swiping location caused by the random change of POS merchants.

2. Daily card use

1. Maintain true and diversified consumption. From shopping malls to supermarkets, hotels, entertainment, catering, online shopping, take-out, telephone bills, electricity bills, etc., all insist on using credit cards, ranging from a few dollars to hundreds of dollars.

2. Take an active part in bank activities, such as all kinds of snap-up, credit card and preferential purchase activities of banks, which can also enrich the types of transactions.

3. Choose staging reasonably. Staging is not impossible, but should be done selectively. For some installments with very low rates, we can choose to repay by installments.

4. It is also the most important thing not to overdue the repayment on time. Be sure to remember your credit card bill and the last repayment date and try not to be overdue. If there is a short-term overdue repayment, you should call customer service as soon as possible after returning the arrears in time to explain the reasons and try not to record the overdue.

3. Other aspects

1. Don't apply for credit cards and loans frequently in the short term. Frequent application for credit cards and loans will affect our credit inquiry times, which will be found by credit card holders through post-loan management, and we think that our cardholders are short of funds in the near future.

2. Don't click on various unknown links.

3. Don't lend your own credit card, and don't borrow someone else's credit card.

tips for raising credit cards

tips for raising credit cards are to raise more cards and divide them into stages.

Proper card maintenance can increase the credit line of our credit card. The following methods have passed the test of time and are considered the most effective by most senior card owners:

1) swipe your card more.

2) control the frequency and amount of credit card swiping.

3) get the right credit card.

4) handle the installment or cash withdrawal business.

5) seize the right time to raise the amount.

6) timely repayment.

Nowadays, many young people have that credit card. We all know that a credit card is an overdraft card, and you can spend it in advance. However, it usually takes one month to return the money you owe, so there will be no interest. This is just an ordinary credit card consumption. If you want to withdraw the money from your credit card. There are two ways:

1) Get it from the ATM, but the interest is very high. It will generate interest of 15 thousand a day and a high handling fee, so few people use this method.

2) The second way is to withdraw cash directly from the POS machine, where you directly input the amount you want to withdraw and brush it out directly, and there will also be a corresponding handling fee. Generally, there is a handling fee of 1, yuan in the market, and you only need to return it on the last day of repayment, thus avoiding the interest generated every day.

We call the second method, professionally speaking, card maintenance. If you brush it out with a better POS machine, you will get points, which will be good for your authenticity. Frequent swiping will increase your credit card limit. Play the role of raising cards. However, there are also the following precautions when swiping a card:

1) Try not to swipe an integer, such as 1 million or 1, or 9999.

2) Try not to swipe the same credit card more than three times a day.

3) Try not to swipe your card again the day after the repayment date. This is a big no-no for using your card, otherwise it will be easily subject to risk control by UnionPay.

1. Remember that the risk of raising a card with a card is very high. Besides the high handling fee, the danger of raising a card with a card is that it is easy to be overdue. If you keep your card with a card for a long time, if one day, a card is downgraded or blocked, it will directly lead to the break of the repayment capital chain, which will lead to the overdue of the credit card. Once one credit card is overdue, other banks may also reduce the amount of other bank cards for risk control, which will eventually lead to the overdue of multiple credit cards. If this happens, the cardholder's personal credit will also be seriously affected, affecting the future mortgage and credit card processing, and even directly entering the credit blacklist.

with 5-6 credit cards, how to maintain them? I usually take cash to rob Peter to pay Paul, but it seems uneconomical. What's a better way to use the card?

to add credit cards. Don't be too vulgar in your writing, but have a bit of JD.COM white stripes. Don't write about how you treat her. Don't be as safe as keeping a running account. You can write about what happened around you and your feelings, which requires a high level of writing _, and you can figure it out yourself _, and then mention some emotional things if you have nothing _. Don't be too obvious that you are talking about her, but let her sit in the right place. About the worship of gold in Taurus. It is said that Taurus worships gold. That's because Taurus worships money and doesn't know Taurus at all. Taurus doesn't love other people's money so much at all. They like money because they have no sense of security and believe that only when they have money can they give themselves material satisfaction and security. But note that they only like their own money and don't like other people's money. What you hold in your hand is the most reliable. Therefore, every Taurus is definitely a good wife and has a good housekeeping. It doesn't cost much to chase a Taurus. Taurus is very realistic. If you are profligate and always invite her to dinner with gifts, you will not only fail to attract her favor, but think you are too wasteful. You can give some small gifts or something. Small gifts don't need to be too expensive, just be careful. Believe it or not, if you make a unique gift yourself, a Taurus can treasure it for a lifetime. What they want to see is not money, but your heart. But one thing should be noted, don't spend too much money when chasing her, and let her pay too much. Although she won't have much reaction on the surface, her heart is absolutely uncomfortable, without exception. She has to hold her money in her own hands to be comfortable. If you accompany her to the supermarket and buy clothes, don't blame her for her selection disorder. She may compare prices countless times, put things in the shopping cart and throw them out again and again. This is very normal. Many Taurus women have obstacles in choosing. They must choose the most affordable and practical thing with a relatively reasonable price. You choose with her patiently, and don't show your impatience and impatience. Even if you are impatient, the performance will go on. You can give her some advice, saying that this one is practical, and that one suits you a little. She will consider your opinion. When it comes to shopping, Taurus women are less assertive. Taurus is very possessive. In the process of chasing Taurus, you must only pay attention to her, and attention is necessary. If during this period, you are too close to another girl, always chatting, always going out to play with other girls, and playing with other girls in many people's occasions, then you will arouse your Taurus' suspicion. Doubt about you, doubt about yourself. No matter how superior the Taurus is, she will doubt her charm. This is a tragedy. Taurus is really insecure and sometimes feels inferior. Earth signs are inherently depressed, and they are not emotionally optimistic. You think, she will give you her whole life and all her heart, so that she will die. If you are not sure about her and make her feel that love is swaying in the wind and rain, why should I give you my heart? So if she feels the correct way for you and other women

to raise their credit cards?

1. The number 25 in the card-raising method means that about 25 cards are swiped every month. Of course, it is not necessarily 25, and 25 represents only a number.

If you want to improve your health, it's best to brush more than 2 times. Some card friends ask whether the more times you brush, the better. Even if you want to brush more, you should control the reasonable way. You can't do nothing but swipe your card a day, so you can swipe your card hundreds times a day.

2.3 moderate consumption should not exceed 3% of the total amount of credit cards, which depends on the fixed amount of your credit card.

3. A large amount of consumption can also be understood as a maxed-out or empty charge, which is a signal to raise the amount for the bank. If you know that I have swiped it so many times and paid the protection fee, it is time to raise the amount for me.

4. Small consumption should be concentrated from Monday to Friday, while medium consumption and large consumption should be spent on weekends or by credit card in different places.

: which credit card methods will reduce the amount?

1. swiping the card repeatedly in the same pos machine in a short period of time makes it easy for the bank to suspect that it is cashing out.

2. just after the repayment date, all the money in the credit card is swiped out, and long-term empty card is not good for raising the card.

3. Abnormal transactions, such as going to KTV in the morning and buying clothes at 11 o'clock in the evening, are abnormal transactions.

4. how can I raise a card if I brush a low-rate pos machine and don't let the bank make any money?

5. Overdue repayment will make you feel like a risky user.

This is the end of the introduction about how to raise cards with 6 credit cards and how to raise cards with 2 credit cards. Did you find the information you need?