CITIC Bank’s credit cards have always been strict in raising the limit, and many cardholders complained that they are “iron roosters”. Although CITIC Bank’s credit cards are easier to pass the review, cardholders with low limits want their own credit cards. The higher the limit, the better. How can you quickly increase the credit limit of China CITIC Bank? Today Xiao Qin will share with you the special techniques for increasing the credit limit of China CITIC Bank credit card!

1. Limit increase time

CITIC Bank’s first limit increase time is 6 months after the card is issued. After that, the temporary amount can be increased every three months and the fixed amount can be increased every six months. Therefore, we must seize the time to avoid missing the opportunity to increase the quota. In addition, if you want to get a limit increase, it is recommended that you use 80% of the overdraft limit on your credit card every month and apply for a temporary limit during holidays or business trips, which will make it easier to trigger the limit increase.

2. Consumption skills

1. Use your CITIC credit card to make 15-20 purchases at the POS of 3 different acquirers, with a consumption cycle of 8-15 days; at the same time, Go to an offline large supermarket to pay directly to the POS for 3-5 transactions; add 1-3 transactions to the WeChat network;

2. After the bill comes out, there is an "insufficient balance" for a transaction (for example: Credit card limit is 25,000, and direct consumption is about 12,000). Be sure to note that the consumption amount must be 30% greater than the fixed limit and 80% less than the fixed limit; at the same time, it must be greater than the amount available on the card + 10% of the fixed limit!

3. Half an hour after spending "insufficient balance", use the mobile phone bound to your CITIC credit card to send a code and actively apply for a limit increase;

3. Curved limit increase< /p>

I believe that cardholders are no stranger to curved limit increases. By applying for a second card, when the limit of the second card is higher than the limit of the first card, this means that the curve is successful. Easier said than done. I believe that most card friends have tried this method, and many card friends have failed, because if you want the curve to be successful, the choice of the card, the use of the original card, and the timing of the curve are all very important. Through "applying a curved limit increase for foreign currency single currency cards", this method has a high success rate, and the limit after the curve has basically exceeded 50,000. The method is also very simple. The original card is specially optimized for 3 bills, and each bill requires at least 1 foreign currency purchase. The fourth bill directly curves CITIC Foreign Currency Single Currency Card. After the card is removed, the original card limit will be leveled simultaneously. This method works every time!

4. Special consumption

1. If the previous method does not allow you to meet the conditions for a CITIC Bank credit card limit increase, then you can only prove your "credit card" or "credit card" Too bad to use”! Use foreign currency consumption + frozen withdrawal method

2. Operation method: starting from the second bill, your credit card will only consume 1 RMB, and another 3 pounds or Hong Kong dollars (it is a multi-currency credit card consumption (sterling is Hong Kong dollars for UnionPay single-currency card consumption). As soon as the third bill comes out, go to the limit management on CITIC Mobile APP. There is a 90% chance that the limit can be raised successfully!

3. You can use foreign currency online without leaving the country.