A savings card cannot be upgraded to a credit card, and a credit card is required.

Credit card processing requires the following procedures:

Personal identity card;

Certificate of unit income;

Bank flow in the last six months;

Personal property certificate;

Information required by other banks.

Process for processing credit cards:

Call the bank or go to the bank counter to inform the intention;

Submit the information required for handling credit cards to the bank;

Fill in the credit card application form;

Waiting for approval, the bank sends a credit card.