Ping An Credit Card (Debit Card) is overdue for half a year and has been sued. At this point, users can choose to negotiate with Ping An Bank. If the negotiation is successful, they can agree on the repayment time and amount. As long as the user expresses willingness to repay, Ping An Bank will withdraw the lawsuit. Moreover, even if a lawsuit is filed, the court will let both parties negotiate first, and if the negotiation fails, the court will intervene.

Therefore, the user's Ping An credit card (debit card) is overdue and must be repaid as soon as possible. If you can't repay as soon as possible, you should also take the initiative to contact Ping An Bank, explain the reasons for the overdue and make an appointment for repayment.