2. Detailed description:

A. According to the repayment regulations of credit cards, overdue repayment refers to the failure to repay all debts beyond the last repayment date;

B. Credit cards usually set a fixed repayment period, and if repayment is made after that date, it will be considered overdue;

C. Even if it is only five days overdue, it is still overdue, which may lead to penalty interest and credit record damage.

3. Summary: The credit card is overdue for 5 days.

4. Extended information:

Overdue repayment may have a negative impact on personal credit records and affect the access to financial services such as loans and credit cards in the future. Therefore, timely repayment of credit card bills is an important financial responsibility, which helps to maintain a good credit record.