Method 1: Inquiry into the central bank’s credit information system

1. Bring the original and copy of your ID card to the credit information hall of the local People’s Bank of China for on-site inquiry.

2. Log in to the People’s Bank of China’s online personal credit inquiry system to inquire.

It should be noted that the credit report will only display the cardholder’s bill amount, repayment amount and actual repayment amount, and will not display the specific overdue status of the credit card. .

Method 2: Private system query

Now there are some software on the market that can provide credit card overdue record query, such as the card Youcha in the official account, which can not only help users You can query your credit card overdue records, and at the same time, you can also obtain your credit limit increase probability, consumption index, consumption records and other information with one click, helping you analyze your credit card usage from all aspects and angles.