If someone else takes the front and back photos of your ID card and bank card, it is not good to make some loans or mortgages for you, so the ID card must be kept well, and it is not easy to give it to others or lend it to others. Everyone's ID card information is unique and plays a unique role in our daily life. For example, when we travel, take transportation or choose to stay in a hotel, we need our ID information at this time. Without ID information, it can be said that we will become unable to move in society. Many people have this question. If you give the positive and negative information of your ID card to others, will it bring you security risks? The answer is definitely yes. If you tell your ID card information to strangers easily, it is likely to bring unimaginable influence to yourself. Because there are so many things that can be done on the front and back of the ID card, for example, you can register some social accounts to achieve it, and even violate the law to some extent. Although this thing is not made by myself, it is made with my own ID card information, so it will also affect myself to some extent. You can also use the information on the front and back of your ID card to register online loans on some platforms. If others use their ID card information to handle these businesses, the final consequences will still be borne by themselves. Therefore, it is extremely important to fully protect your identity information. When traveling, you will often hear the tips on the radio, pay attention to protecting your privacy, and remember not to lend your ID card to others. If your ID card information is unfortunately leaked, you must file with the relevant departments in time and collect your own evidence in advance. This will not affect you when something happens. If your ID card is accidentally lost, you should report it to the relevant department in time to eliminate these security risks in the first time. In the era of high transparency of big data, everyone's personal privacy must be protected, not only for themselves, but also for others and the whole society.

Second, why do you want my ID card and bank card when others ask me to be a guarantor, and you still use my bank card for a loan?

Hello, if this friend wants you to be a guarantor, he should not need your bank card, so in this case, you should never give him your bank card casually. As a guarantor, you should be prepared in advance. In the future, he may repay the loan directly from you instead of the loan.

3. What can others do to me if they take photos of my ID card and bank card?

What may happen is:

1. Use your bank card and personal information to do some illegal operations, such as swiping money. If the amount is huge, it will also have a great impact on yourself.

2. Credit card overdraft will affect personal credit information, and buying a house and car in the future will also have a certain impact.

3. Open a securities account to illegally buy and sell stocks.

Someone may ask if the other party will take the information to get a loan. My answer is no, because loan companies will not lend money to individuals just by borrowing an ID card. The lending company will first verify whether this person is himself or not, and then verify whether the mobile phone number left by this person is my mobile phone number. In addition, it is necessary to verify whether this person has good credit and repayment ability.

So, even if your ID photo, ID number and mobile phone number are leaked, it doesn't matter. Criminals can't use this information to apply for a loan, because face recognition is generally needed to ensure that it is you. Even without face recognition, it is necessary to verify the mobile phone number and verification code.

Of course, if the above situation occurs, it is recommended to handle it with caution. You can go to the bank to modify the registration number immediately in case of waiting. At the same time, you need to pay attention to protecting your bank card security code. The security code of the bank card is seven digits on the back of the bank card. If it is a credit card, the last three digits of the security code are required to activate the credit card, and this security code is sometimes used when the bank card pays online. So it's still important. The People's Bank of China uniformly distributes the extended information to the business number segments among commercial banks, and the number segments of each bank are different. Once the bank card transfers money, the customer's basic information, amount and transaction status will be transmitted to the central bank in time, and a lot of information such as prevention and statistics will be summarized in the central bank database, which is the medium of unified financial management. Bank cards are useless except for recording customer information and capital flow information.

Just now, someone said that I could get a loan and asked for photos of my ID card and the front and back of my bank card. ...

cannot