Using Ping An Owner's Credit Card has the following advantages:
1, comprehensive driving, 500,000 drivers' accident insurance protection, and up to 500,000 yuan accident safety protection.
2. Accidental medical treatment: accident medical treatment for five people in the car, and the maximum amount of protection can reach ￥ 4,000/person.
3. The rescue guarantee is thoughtful. Within 30 kilometers, there are unlimited times of free rescue. In all provinces, cities and regions of the country, if you encounter problems while driving, you can apply for road rescue. The service scope includes: towing a trailer within 30 kilometers, power supply service, tire replacement, emergency water filling, on-site emergency repair, emergency oil delivery and other rescue services.
1. Ping An Owner's Credit Card
1. The credit card limit of a good owner of Ping An Bank is related to the card level. The maximum credit card amount is 50,000 yuan, and the platinum card is 50,000 yuan.
2. The specific amount is comprehensively evaluated by the bank according to the applicant's job stability, income, financial certificates provided at the time of application and other factors. Financial proof refers to real estate license, vehicle driving license, income certificate, social security/provident fund payment certificate, education certificate, etc. In the name of the applicant.
Second, the amount of the owner card of Ping An Bank is between 3,000 yuan and 50,000 yuan, but the specific amount is comprehensively evaluated by the bank according to your information. The better the qualification, the higher the amount.
Credit card withdrawal method of Ping An car owner:
1, and repay in full and on time.
It is important to pay back on time. If the repayment cannot be made on time, it will be overdue, and the amount may be reduced, not to mention increased. At the same time, try to repay in full, let the bank
Only in this way will you be considered to have good repayment ability and will you agree to your withdrawal application.
2. Minimize the number of cash withdrawals.
Few people think that withdrawing cash by credit card can make banks profitable (fee interest), but this idea is very wrong. In order to prevent cardholders from using credit cards, banks
The card is cashed out in violation of regulations, and the cardholder frequently asks for withdrawal, which is very cautious.
3. Grasp the credit card limit.
The credit card limit is not the more the better, nor the less the better. Have credit card skills, it is best to increase consumption. For example, keep the total amount of credit card consumption every month first.
About 30% of the amount, and then apply for withdrawal. On this basis, after you withdraw the amount, you can spend it by credit card according to the proportion of 40%-50% of the total amount, and then apply for withdrawal.
Free annual fee conditions for Ping An car owners' credit cards
Ping An Owner Card Credit Card Free of Annual Fee Conditions:
1. Annual fee: 200 yuan/year.
2. After activation, the annual fee for the first year is rigid and cannot be reduced; Not activated, no annual fee. When the consumption in the current year reaches RMB 30,000 yuan or equivalent US dollars, the annual fee for the following year is exempted.
3. Ping An Credit Card is exempt from the annual fee in the first year, and the annual fee of the card in the next year can be exempted if a single card is arbitrarily consumed for 6 times (regardless of the amount and payment channel), and so on. If the annual fee reduction standard is not met, repayment shall be made according to the annual fee shown in the bill. (The above charging standards are applicable to all credit cards except the owner's card and special credit cards such as insurance, gold card, platinum card and Ping 'an Gold Butler co-branded card. )
For some special credit cards, the annual fee in the first year is rigid and inevitable, and can be reduced or exempted after reaching the standard in the second year, such as:
1. Owner card: the main card is 200 yuan/year, and the annual fee is free in the first year, and the annual fee will be generated immediately after the card is activated; Consumption of RMB 30,000 or its equivalent in the current year is exempted from the annual fee of the following year, and so on.
2. Insurance gold card: the main card is 200 yuan/year, and the annual fee is free in the first year. An annual fee is generated immediately after the card is activated; Consumption of RMB 30,000 or its equivalent in the current year is exempted from the annual fee of the following year, and so on.
3. Elite Platinum Card: Since17/1116, the annual fee policy of the newly issued Elite Platinum Card has been adjusted from the original rigid annual fee for the first year to 8,800 yuan for the card in three natural months, and the annual fee for the first year can be reduced or exempted; Adjust the annual fee policy for the next year, so that the main card consumption reaches 6.5438+0.2 million yuan, and the annual fee for the next year can be exempted.
1. Ping An Owner Card is the first credit card product designed by Shenzhen Ping An Bank specifically for the needs of private car owners. As a bank credit card business under China Ping An Insurance Group, the card not only inherits the powerful account security system of Ping An Credit Card, which guarantees the full amount of consumption loss 72 hours before reporting the loss.
2. Card Features: Ping An Owner Card is the first credit card product specially designed by Ping An Bank of Liuzhou for the needs of private car owners. As a bank credit card business under China Ping An Insurance Group, the card not only inherits the powerful account security system of Ping An Credit Card, which guarantees the full amount of consumption loss 72 hours before reporting the loss. Ping An Bank owner credit card can provide car owners with insurance claims, on-site rescue and other services. With the increase of people's private cars, more and more banks begin to provide more financial services for private car owners, and Ping An Bank owner's credit card is one of them. Ping An Bank Owners' Credit Card provides more benefits for the automobile industry. For example, car owners can enjoy certain benefits when they refuel, which is also a big expense. Like other credit cards, Ping An Bank's owner credit card can also provide services such as early cash withdrawal and early consumption, and the repayment method will be more flexible and convenient, not only through Ping An Bank's owner credit card outlets and bank outlets, but also through other bank transfers, Alipay transfers and other repayment methods. These multifunctional methods enable car owners to enjoy the pleasure of driving while enjoying more convenience in life and work.
How about Ping An Auto Insurance Credit Card?
Ping An Auto Insurance Credit Card includes many cards, most of which are aimed at car owners. I have a deep understanding. For example, from now until February 3, 65438+kloc-0/,a good car owner's credit card will complete two non-designated refueling expenses of RMB 388 per month and complete any upgrade task, and the designated refueling consumption pen 8 will be returned the next month. MasterCard, the owner of Ping An, comes with165438+100000 accident insurance, with road rescue 365 days a year and consumer protection 72 hours before losing the card. These services are really thoughtful. I'm glad you can adopt my exquisite answer.
Why does Ping An Auto Insurance push credit cards?
Recommend a credit card to you, which can reduce their search cost and obtain high-quality customer resources. Ping An Auto Insurance and Credit Card are both businesses of Ping An Group. Users who apply for auto insurance are generally car owners. These users have good economic conditions and are high-quality customers required by banks. When handling auto insurance, recommend credit card business to users. If users have this demand, the success rate of application is relatively high. At the same time, it also reduces the customer acquisition cost of Ping An Bank and increases the income of Ping An Bank. Of course, this is not a mandatory requirement for users. If users do not apply for Ping An credit card, it will not affect the handling of Ping An car loan.
Ping An telephone and online auto insurance can not only reduce the operating costs of insurance companies, but also choose high-quality customers independently because they are no longer bound by intermediary agents. For consumers, they can enjoy more discounts on the basis of stipulated rate concessions. This is a win-win process for insurance companies and consumers. Relying on the brand advantage of Ping An Comprehensive Financial Group, Ping An One Account Connect provides auto insurance services for customers, and it is very convenient to query policies, track claims progress and change policy information when logging in.
The low price of Ping An Auto Insurance is not at the expense of reducing service quality. Choosing Ping 'an telephone auto insurance or online auto insurance can not only save 15% of the premium, but also enjoy the same auto insurance responsibility and escort service as traditional auto insurance. Especially since February 2, 20 10, Ping An Property & Casualty has promised to the society that "Ping An auto insurance, within 10,000 yuan, with complete information, will be paid in one day", which has brought more powerful protection to the majority of car owners. It is understood that from February to April of 20 10, Ping An Auto Insurance paid about 1156,000 claims, and the claim rate was 99.87% within1working day, which basically met the claim limit requirements of most customers of Ping An Auto Insurance. State compensation, 24-hour auto insurance report acceptance consultation, off-site settlement of claims, customers do not need to pay maintenance fees in advance. The data shows that in the first quarter of 20 10, Ping An's personal auto insurance customers' satisfaction with claims was 90%.
Is there an annual fee for the Ping An owner's credit card?
Ping An Bank's owner credit card has an annual fee, 200 yuan every year.
Generally, only when the annual consumption reaches 30,000 yuan can the annual fee for the following year or the current year be exempted.
Ping An Owner Card is the first credit card product designed by Shenzhen Ping An Bank for private car owners. Refund 1.2% of the refueling fee in the next month after refueling at the designated gas station, provided that the credit card spending in the month of refueling is over 2000.
As a bank credit card business under China Ping An Insurance Group, the card not only inherits the powerful account security system of Ping An Credit Card, which guarantees the full amount of consumption loss 72 hours before reporting the loss.
Ping An Bank owner credit card can provide car owners with insurance claims, on-site rescue and other services. With the increase of people's private cars, more and more banks begin to provide more financial services for private car owners, and Ping An Bank owner's credit card is one of them.
Baidu Encyclopedia _ Ping An Bank Owner Credit Card
So much for the introduction of Ping An Auto Credit Card.